565 Prather Dr, Nancy, KY 42544 Property Records

Pulaski County property record for 565 Prather Dr, Nancy, KY 42544 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2005
Square Footage	1,457 sqft Living Area
Lot Size	22,337 sqft (0.512 acres)
Garage	Attached, 506 sqft
Last Sale	$317,000 (2026)
Tax Bill	$1,266.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`040-4-2-74`
Alternative APN	`10973`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,457 sqft Living Area
Basement Area	1,457 sqft Basement
Unfinished Basement	1,457 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	22,337 sqft (0.512 acres)
Garage Type	Attached Garage
Garage Area	506 sqft Garage
Porch	1 Porch
Porch Area	244 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	10973
Street Address	565 PRATHER DR
City	NANCY
State	KY
Zip	42544-7724
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 13 BL F TOWERING HILLS
Legal Subdivision	TOWERING HILLS
Legal Block	F
Legal Lot Number	13
Jurisdiction	PULASKI KY
Minor Civil Division	NANCY
Census Blockgroup	2
Census Block	2021
Census Tract	930302

Owner

Source: Pulaski County records · APN 040-4-2-74

Assessment roll updated October 14, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	466 CLARK RD, NANCY, KY 42544-8589
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	May 28, 2018 · Amount on Record
Deed Doc Number	2026
Record Refreshed	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PULASKI KY
Recording Date	May 22, 2026
Property Address	565 PRATHER DR, NANCY, KY 42544-7724
Instrument Date	May 22, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	466 CLARK RD, NANCY, KY 42544-8589

Mortgage

Date	May 22, 2026

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.72%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Pulaski County records · Assessment roll updated October 14, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Pulaski County
Unified School District	Pulaski County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,266.00 (-4.16%)	$175,000 (-) Land $15,000 Building $160,000	$175,000 (-) Land $15,000 Building $160,000
2024	$1,321.00 (-6.18%)
2023		$175,000 (-) Land $15,000 Building $160,000	$175,000 (-) Land $15,000 Building $160,000
2022	$1,408.00	$175,000 Land $15,000 Building $160,000	$175,000 Land $15,000 Building $160,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pulaski County (21199C), updated April 16, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.