Allegany County property record for 565 N Third St, Lavale, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,552 sqft · built 1957 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,000 (Sep 2025) |
| Tax Bill | $1,742 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Jun 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-025673 |
| Primary APN | 29-025673 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,552 sqft Total Area |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 025673 |
|---|---|
| Street Address | 565 N THIRD ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-7021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N/S THIRD ST 80X150 |
| Legal Subdivision | LONGS NATIONA HIGHWAY SECOND ADDITION |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1401 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 565 N THIRD ST, CUMBERLAND, MD 21502-7021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 24, 2025 | Special Warranty Deed, Transfer ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRETT TITLES & ST |
| Jun 13, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU |
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Aug 20, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 11, 2020 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Aug 31, 2020 · Amount on Record |
| Deed Book / Page | 3096 / 149 |
| Prior Transfer Date | May 11, 2020 |
| Prior Transfer Doc | 0025600302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 24, 2025 |
| Property Address | 565 N THIRD ST, LAVALE, MD 21502-7021 |
| Document Number | 003096-0149 |
| Book / Page | 3096 / 149 |
| Instrument Date | Aug 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRETT TITLES & ST |
| Amount | Amount Recorded |
|---|---|
| Tax | $655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 565 N THIRD ST, LAVALE, MD 21502-7021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 565 N THIRD ST, LAVALE, MD 21502-7021 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Title Company | NOT AVAILABLE, RGS TITLE LLC MATS |
| Name | Verified Name |
|---|---|
| Address | 565 N THIRD ST, LAVALE, MD 21502-7021 |
| Document Number | 002886-0042 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 2886/42 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 565 N THIRD ST, LAVALE, MD 21502-7021 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 565 N THIRD ST, CUMBERLAND, MD 21502-7021 |
| Document Number | 002683-0333 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 2683/333 |
| Name | FIRST PEOPLES COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21505 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | May 13, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 565 N THIRD ST, LAVALE, MD 21502-7021 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002802-0060 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 2802/60 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Aug 20, 2020 |
| Property Address | 565 N THIRD ST, LAVALE, MD 21502-7021 |
| Document Number | 0025820164 |
| Book / Page | 002582 / 000164 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $665.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 565 N THIRD ST LAVALE MD 215027021, LAVALE, MD 21502-7021 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 11, 2020 |
| Property Address | 565 N THIRD ST, LAVALE, MD 21502-7021 |
| Document Number | 0025600302 |
| Book / Page | 002560 / 000302 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2401 NW 23RD ST #1A1 OKLAHOMA CITY OK 73108, 1A1, OKLAHOMA CITY, OK 73108 |
| Investor | Possibly a Property Investor |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,567 (+6.46%) | $159,700 (-) Land $31,200 Building $128,500 | |
| 2025 | $1,742.00 (+26.88%) | $141,433 (+11.92%) | $159,700 (+20.71%) Land $31,200 Building $128,500 |
| 2023 | $1,373.00 | $126,367 | $132,300 Land $27,600 Building $104,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 11 (1984–2004) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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