Pierce County property record for 565 McNaught Rd S, Roy, WA 98580
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,850 sqft · built 1890 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Jan 2021) |
| Tax Bill | $3,028 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021834-3-086 |
| Primary APN | 021834-3-086 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| Gross Area | 1,938 sqft |
| 1st Floor Area | 1,190 sqft |
| Upper Floors Area | 660 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Duplex Single |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 178 sqft |
| Deck Area | 90 sqft |
| Patio Area | 90 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 565 MCNAUGHT RD S, 1 |
|---|---|
| City | ROY |
| State | WA |
| Zip | 98580-8792 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MFR |
| Legal Description | SECTION 34 TOWNSHIP 18 RANGE 02 QUARTER 33 : E 100 FT OF FOLL DESC PROP COM ON E LI OF N P RR R/W WHERE SD LI INTER TWP LI BET TWP 17 & 18 TH NELY ALG E LI OF SD N P RR R/W 170 FT M/L TO NW COR OF CERTAIN TR OF LD CYD TO ANDREW & VERA CHOPIC BY DEED |
| Legal Range | 02 |
| Legal Township | 18 |
| Legal Section | 34 |
| Legal Unit | 1&2 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | ROY |
| Census Block Group | 5 |
| Census Block | 5037 |
| Census Tract | 73001 |
565 McNaught Rd S is owned by an individual who bought it in January 2021.
Source: Pierce County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 565 MCNAUGHT RD S, ROY, WA 98580-8792 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Jan 15, 2021 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Jan 15, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on File |
| Deed Sale | Jan 15, 2021 · Amount on File |
| Prior Sale | Mar 30, 2011 · Amount on File |
| Deed Document Number | 20211149 |
| Prior Transfer Date | Jan 12, 2021 |
| Prior Transfer Doc | 0000001143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 565 MCNAUGHT RD S, ROY, WA 98580-8792 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0009030231 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 202109030231 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jan 15, 2021 |
| Property Address | 565 MCNAUGHT RD S, ROY, WA 98580-8792 |
| Document Number | 2101151143 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 202101151143 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 565 MCNAUGHT RD S #1 ROY WA 985808792, 1, ROY, WA 98580-8792 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jan 15, 2021 |
| Property Address | 565 MCNAUGHT RD S, ROY, WA 98580-8792 |
| Document Number | 2101151149 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 202101151149 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,085.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 565 MCNAUGHT ROAD 1 & 2 ROY WA 98580, ROY, WA 98580 |
The 2026 property tax bill for 565 McNaught Rd S was $3,028, up 1.9% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Municipality | Roy City |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,028.00 (+1.92%) | $302,300 Land $138,200 Building $164,100 | $302,300 Land $138,200 Building $164,100 |
| 2025 | $2,971.00 (-0.1%) | ||
| 2024 | $2,974.00 (+2.76%) | $278,100 (-0.89%) Land $109,600 Building $168,500 | $278,100 (-0.89%) Land $109,600 Building $168,500 |
| 2023 | $2,894.00 | $280,600 Land $118,000 Building $162,600 | $280,600 Land $118,000 Building $162,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 565 McNaught Rd S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 565 McNaught Rd S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROY serves 1,214 people · EPA ID WA5345027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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