565 McCutchen St, Ridgely, TN 38080 Property Records

Lake County property record for 565 McCutchen St, Ridgely, TN 38080

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,770 sqft · built 1967
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$27,500 (Aug 2001)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Feb 2020 Foreclosure
Flood Zone	Zone X (high risk)
APN	`048057K L 00100`

Property Details

APN / Parcel Number

Primary APN	`048057K L 00100`
Alternative APN	`057K L 00100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	565 MCCUTCHEN ST
City	RIDGELY
State	TN
Zip	38080-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: R20
Legal Subdivision	RILEY AD II/59
Legal Block	1
Legal Lot Number	12 80
Jurisdiction	LAKE TN
Township / Civil Division	3
Census Block Group	3
Census Block	3015
Census Tract	960200

Owner

Source: Lake County records · APN 048057K L 00100

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	559 HEADDEN DR, RIDGELY, TN 38080-1254
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2001 · Amount on Record
Deed Sale	Aug 21, 2001 · Amount on Record
Deed Document Number	00000D-233
Deed Book / Page	D-2 / 33
Record Updated	Jun 08, 2026

February 2020: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	LAKE TN
Recording Date	Feb 06, 2020
Property Address	565 MCCUTCHEN ST, RIDGELY, TN 38080-1607
Document Number	0000016714
Book / Page	000054 / 000797
Instrument Date	Jan 19, 2017
Instrument	16714
Transaction Type	Foreclosure
Record Updated	Mar 03, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 MCCUTCHEN ST RIDGELY TN 380801607, RIDGELY, TN 38080-1607

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lake County
Municipality	Ridgely Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,077.00	$22,650 (-) Land $2,475 Building $20,175
2024	$1,077.00 (+49.38%)	$22,650 (+48.28%) Land $2,475 Building $20,175	$90,600 (+48.28%) Land $9,900 Building $80,700
2022	$721.00	$15,275 Land $1,350 Building $13,925	$61,100 Land $5,400 Building $55,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (47095C), as of June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470959602003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gibson Electric Membership Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 306 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000579, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RIDGELY WATER SYSTEM serves 2,059 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.