565 Lummus Rd, West Point, MS 39773 Property Records

Clay County property record for 565 Lummus Rd, West Point, MS 39773 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Year Built	Built 1970
Square Footage	972 sqft Finished Area
Lot Size	57,499 sqft (1.32 acres)
Tax Bill	$421.00 (2025)

Owner

Source: Clay County records · APN 114 17 0030000

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	480 LUMMUS RD, WEST POINT, MS 39773-6920
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Mar 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Mar 07, 2022	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2024
Deed Sale	May 15, 2024
Prior Sale	Mar 07, 2022
Deed Doc Number	20241844
Deed Book / Page	319 / 353
Record Refreshed	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	565 LUMMUS RD, WEST POINT, MS 39773-6923
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000544/456
Date	May 19, 2022
Book Page	544/456
Instrument	2022003002

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 01, 2032

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	565 LUMMUS RD, WEST POINT, MS 39773-6923
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000542/340
Date	Mar 07, 2022
Book Page	542/340
Instrument	2022000737

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2037

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Mar 07, 2022
Property Address	565 LUMMUS RD, WEST POINT, MS 39773-6923
Document Number	000310/982
Book / Page	310 / 982
Map Reference	DB 291 PG 57
Instrument Date	Mar 03, 2022
Instrument	2022000736
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 13, MAYHEW, MS 39753-0013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	565 LUMMUS RD, WEST POINT, MS 39773-6923

Mortgage

Document Number	2022000737
Date	Mar 07, 2022
Instrument	2022000737

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$421.00 (-38.81%)	$7,266 (-) Land $931 Building $6,335	$48,436 (-) Land $6,204 Building $42,232
2024		$7,266 (+19.74%) Land $931 Building $6,335	$48,436 (+19.75%) Land $6,204 Building $42,232
2023	$688.00 (-48.35%)	$6,068 Land $931 Building $5,137	$40,448 Land $6,204 Building $34,244
2022	$1,332.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 29% of Mississippi
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`114 17 0030000`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Building Area	972 sqft Finished Area
1st Floor	960 sqft 1st Floor
Primary Flooring	Tile Flooring
Interior Structure	Plywood Interior Structure

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Composition/Composite Exterior
Roof Construction	Gable Roof Construction
Roof Material	Galvanized Roof
Lot Area	57,499 sqft (1.32 acres)
Total Buildings	2 Total Buildings

Location & Zoning

Street Address	565 LUMMUS RD
City	WEST POINT
State	MS
Zip	39773-6923
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S 17 T 19 R 16 1.32 AC IN N 1/2 SE 1/4 DB 319/353
Legal Range	16E
Legal Township	19
Legal Section	17
Jurisdiction	CLAY MS
Minor Civil Division	2
Census Blockgroup	2
Census Block	2056
Census Tract	950500

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All West Point, MS Property Records

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