565 Hudson Bluff Dr, Elgin, IL 60123 Property Records

Kane County property record for 565 Hudson Bluff Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,080 sqft · built 1983
Lot Size	0.209 acres (9,124 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2008)
Tax Bill	$8,801 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-477-001`

Property Details

APN / Parcel Number

Primary APN	`06-09-477-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	3,120 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Construction Type	Frame
Lot Area	9,124 sqft (0.209 acres)
Lot Width	96 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	565 HUDSON BLUFF DR
City	ELGIN
State	IL
Zip	60123-2682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 1 LOT 167
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	167
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3024
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	565 HUDSON BLUFF DR, ELGIN, IL 60123-2682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 16, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2008 · Amount on Record
Deed Sale	Jul 14, 2008 · Amount on Record
Prior Sale	Dec 6, 2007
Deed Document Number	200857268
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	565 HUDSON BLUFF DR, ELGIN, IL 60123-2682
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 HUDSON BLUFF DR, ELGIN, IL 60123-2682

Mortgage

Document Number	0000025680
Date	Jul 31, 2023
Instrument	2023K025680

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Oct 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	565 HUDSON BLUFF DR, ELGIN, IL 60123-2682
Document Number	0000031812
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 HUDSON BLUFF DR ELGIN IL 601232682, ELGIN, IL 60123-2682

Mortgage

Document Number	0000031812
Date	Jun 21, 2017
Instrument	31812

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 20, 2037

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,801.00 (+15.86%) Homeowner's exemption	$123,368 (+31.8%) Land $34,594 Building $88,774	$370,252 (+31.85%) Land $103,824 Building $266,429
2022	$7,596.00 (+4.46%) Homeowner's exemption	$93,605 (+6.96%) Land $26,248 Building $67,357	$280,815 (+6.96%) Land $78,744 Building $202,071
2021	$7,272.00 Homeowner's exemption	$87,514 Land $24,540 Building $62,974	$262,542 Land $73,620 Building $188,922

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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