Adams County property record for 565 High St, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,296 sqft · built 1930 |
| Lot Size | 0.17 acres (7,392 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Jun 2021) |
| Tax Bill | $461 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-32-404-080.000-010 |
| Primary APN | 01-08-32-404-080.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 7,392 sqft (0.17 acres) |
| Lot Dimensions | 132 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01757422127 |
|---|---|
| Street Address | 565 HIGH ST |
| City | BERNE |
| State | IN |
| Zip | 46711-1354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 65TH ADD W 56' LOT 658 |
| Legal Subdivision | 65TH ADD |
| Legal Lot Number | 658 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30600 |
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 565 HIGH ST, BERNE, IN 46711-1354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE |
| Jan 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RUOFF MORTGAGE CO |
| Jun 7, 2021 | Warranty Deed, Transfer |
| Oct 15, 2018 | Corporation Deed, Transfer RUOFF MORTGAGE CO |
| Feb 1, 2017 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on Record |
| Deed Sale | Jun 7, 2021 · Amount on Record |
| Prior Sale | Oct 15, 2018 · Amount on Record |
| Deed Document Number | 20212992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 565 HIGH ST, BERNE, IN 46711-1354 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021002993 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021002993 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 565 HIGH ST, BERNE, IN 46711-1354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020000422 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 2020000422 |
| Name | RUOFF MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Jun 7, 2021 |
| Property Address | 565 HIGH ST, BERNE, IN 46711-1354 |
| Document Number | 2021002992 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021002992 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Oct 15, 2018 |
| Property Address | 565 HIGH ST, BERNE, IN 46711-1354 |
| Document Number | 2018004085 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 2018004085 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 565 HIGH ST, BERNE, IN 46711-1354 |
| Document Number | 2018004086 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 2018004086 |
| Name | RUOFF MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Feb 1, 2017 |
| Property Address | 565 HIGH ST, BERNE, IN 46711-1354 |
| Document Number | 2017000455 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 2017000455 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $461.00 (-8.53%) Homeowner's exemption | $79,600 (+15.87%) Land $11,500 Building $68,100 | $79,600 (+15.87%) Land $11,500 Building $68,100 |
| 2024 | $504.00 (+5.44%) | ||
| 2023 | $478.00 (+33.52%) | $68,700 (+2.38%) Land $11,500 Building $57,200 | $68,700 (+2.38%) Land $11,500 Building $57,200 |
| 2022 | $358.00 (-0.28%) | $67,100 Land $11,500 Building $55,600 | $67,100 Land $11,500 Building $55,600 |
| 2020 | $359.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Watch TV Fiber · Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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