Kendall County property record for 565 Heritage Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,379 sqft · built 1999 |
| Lot Size | 0.241 acres (10,509 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Dec 2021) |
| Tax Bill | $7,907 (2024) |
| Deeds & Mortgages | May 2023 Mortgage Dec 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-10-126-007 |
| Primary APN | 03-10-126-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,379 sqft Living Area |
| Gross Area | 1,883 sqft |
| 1st Floor Area | 1,379 sqft |
| Basement Area | 929 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,509 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 565 HERITAGE DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 HERITAGE OF OSWEGO VILLAGE OF OSWEGO |
| Legal Subdivision | HERITAGE OF OSWEGO |
| Legal Lot Number | 1 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 890103 |
565 Heritage Dr is owned and occupied by an individual who bought it in December 2021.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 565 HERITAGE DR, OSWEGO, IL 60543-8685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2021 | Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Jan 18, 2017 | Deed of Trust, Mortgage · Line of Credit PURDUE FEDERAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on File |
| Deed Sale | Dec 28, 2021 · Amount on File |
| Prior Sale | Oct 8, 2014 · Amount on File |
| Deed Document Number | 202133610 |
| Prior Transfer Date | Aug 20, 1997 |
| Prior Transfer Doc | 0000009546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 565 HERITAGE DR, OSWEGO, IL 60543-8685 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1944 GRANDVIEW PL, MONTGOMERY, IL 60538-3039 |
| Document Number | 0000005476 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 202300005476 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate | 6.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Dec 28, 2021 |
| Property Address | 565 HERITAGE DR, OSWEGO, IL 60543-8685 |
| Document Number | 0000033610 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 202100033610 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 565 HERITAGE DR, 565, OSWEGO, IL 60543-8685 |
| Name | Verified Name |
|---|---|
| Address | 565 HERITAGE DR, OSWEGO, IL 60543-8685 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 565 HERITAGE DR, OSWEGO, IL 60543-8685 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001078 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 201700001078 |
| Name | PURDUE FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | WEST LAFAYETTE, IN 47996 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Jan 17, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $101,212 Land $24,728 Building $76,484 | $303,636 Land $74,184 Building $229,452 | |
| 2024 | $7,907.00 | ||
| 2022 | $81,216 Land $19,843 Building $61,373 | $243,648 Land $59,529 Building $184,119 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 565 Heritage Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 565 Heritage Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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