565 Heritage Dr, Oswego, IL 60543 Property Records

Kendall County property record for 565 Heritage Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,379 sqft · built 1999
Lot Size0.241 acres (10,509 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Dec 2021)
Tax Bill$7,907 (2024)
Deeds & MortgagesMay 2023 Mortgage
Dec 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-10-126-007

Property Details

APN / Parcel Number

Primary APN03-10-126-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,379 sqft Living Area
Gross Area1,883 sqft
1st Floor Area1,379 sqft
Basement Area929 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,509 sqft (0.241 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address565 HERITAGE DR
CityOSWEGO
StateIL
Zip60543-8685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 HERITAGE OF OSWEGO VILLAGE OF OSWEGO
Legal SubdivisionHERITAGE OF OSWEGO
Legal Lot Number1
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2004
Census Tract890103

Owner

565 Heritage Dr is owned and occupied by an individual who bought it in December 2021.

Source: Kendall County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address565 HERITAGE DR, OSWEGO, IL 60543-8685
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 28, 2021Warranty Deed, Transfer
OLD REPUBLIC TITLE
Jan 18, 2017Deed of Trust, Mortgage · Line of Credit
PURDUE FEDERAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2021 · Amount on File
Deed SaleDec 28, 2021 · Amount on File
Prior SaleOct 8, 2014 · Amount on File
Deed Document Number202133610
Prior Transfer DateAug 20, 1997
Prior Transfer Doc0000009546
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address565 HERITAGE DR, OSWEGO, IL 60543-8685
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1944 GRANDVIEW PL, MONTGOMERY, IL 60538-3039

Mortgage

Document Number0000005476
DateMay 19, 2023
Instrument202300005476
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2053
Interest
Rate6.62%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateDec 28, 2021
Property Address565 HERITAGE DR, OSWEGO, IL 60543-8685
Document Number0000033610
Instrument DateNov 4, 2021
Instrument202100033610
Transaction TypeTransfer
Record UpdatedJan 7, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address565 HERITAGE DR, 565, OSWEGO, IL 60543-8685

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 HERITAGE DR, OSWEGO, IL 60543-8685

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address565 HERITAGE DR, OSWEGO, IL 60543-8685
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001078
DateJan 18, 2017
Instrument201700001078
Lender
NamePURDUE FEDERAL CU
TypeCredit Union
AddressWEST LAFAYETTE, IN 47996
Agreement
TypeLine of Credit
AmountAmount on Record
Term288 Months
DueJan 17, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$101,212 Land $24,728 Building $76,484$303,636 Land $74,184 Building $229,452
2024$7,907.00
2022$81,216 Land $19,843 Building $61,373$243,648 Land $59,529 Building $184,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 565 Heritage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 565 Heritage Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Watch TV
Fixed Wireless
400 / 40
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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