565 Heritage Dr, Dubuque, IA 52003 Property Records

Dubuque County property record for 565 Heritage Dr, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,730 sqft · built 1990
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Oct 2021)
Tax Bill	$7,458 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-36-179-002`

Property Details

APN / Parcel Number

Primary APN	`10-36-179-002`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,730 sqft Living Area
1st Floor Area	1,188 sqft
Upper Floors Area	1,188 sqft
Basement Area	1,542 sqft
Finished Basement	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	697 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	565 HERITAGE DR
City	DUBUQUE
State	IA
Zip	52003-7853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 6 HERITAGE HEIGHTS
Legal Subdivision	BRYANT
Legal Lot Number	6
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3005
Census Tract	801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	565 HERITAGE DR, DUBUQUE, IA 52003-7853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK & TRUST
May 7, 2018	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Feb 27, 2014 · Amount on Record
Deed Document Number	2021-00016424
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 4, 2021
Property Address	565 HERITAGE DR, DUBUQUE, IA 52003-7853
Document Number	0000016424
Instrument Date	Oct 1, 2021
Instrument	2021-00016424
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	565 HERITAGE DR, DUBUQUE, IA 52003-7853

Mortgage

Document Number	0000016425
Date	Oct 4, 2021
Instrument	2021-00016425

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	565 HERITAGE DR, DUBUQUE, IA 52003-7853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004839
Date	May 7, 2018
Instrument	2018-00004839

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 2, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$564,500 (+6.75%) Land $50,000 Building $514,500	$564,500 (+6.75%) Land $50,000 Building $514,500
2024	$7,458.00 (+2.11%)
2023		$528,800 (+22.27%) Land $46,000 Building $482,800	$528,800 (+22.27%) Land $46,000 Building $482,800
2022	$7,304.00 Homeowner's exemption	$432,490 Land $44,000 Building $388,490
2021			$432,490 Land $44,000 Building $388,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	280 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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