565 Elm St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 565 Elm St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,084 sqft · built 1972
Lot Size	0.459 acres (20,000 sqft)
Owner	Company Name on Record
Last Sale	$950,000 (May 2025)
Tax Bill	$15,755 (2026)
Deeds & Mortgages	Jan 2022 Refinance May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:00008E B:03797-00017`

Property Details

APN / Parcel Number

Primary APN	`M:00008E B:03797-00017`
Alternative APNs	`CONC M:8E B:3797 L:17` `1515`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area
Gross Area	3,576 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Basement
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1515
Street Address	565 ELM ST
City	CONCORD
State	MA
Zip	01742-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	3797
Legal Lot Number	17
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2006
Census Tract	361100

Owner

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	419 AIKEN AVE, DRACUT, MA 01826-5034
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS
May 22, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RAYMOND C GREEN T
Oct 30, 2017	Quit Claim Deed, Transfer · ARM UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Oct 30, 2017
Deed Book / Page	84123 / 312
Prior Transfer Date	May 21, 2025
Prior Transfer Doc	084123-312
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	565 ELM ST, CONCORD, MA 01742-2211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079537-539
Date	Jan 14, 2022
Book Page	79537/539
Instrument	8205

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	May 22, 2025
Property Address	565 ELM ST, CONCORD, MA 01742-2211
Document Number	084123-312
Book / Page	84123 / 312
Instrument Date	May 21, 2025
Instrument	56002
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 AIKEN AVE, DRACUT, MA 01826-5034

Mortgage

Document Number	0000056003
Date	May 22, 2025
Instrument	56003

Lender

Name	RAYMOND C GREEN T

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Oct 30, 2017
Property Address	565 ELM ST, CONCORD, MA 01742-2211
Document Number	70150-46
Book / Page	70150 / 46
Instrument	175472
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$107.45
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	565 ELM ST, CONCORD, MA 01742-2211

Mortgage

Document Number	70150-48
Date	Oct 30, 2017
Book Page	70150/48
Instrument	175473

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,755.00 (+4.59%)	$1,207,300 (+6.28%) Land $661,600 Building $545,700	$1,802,841 (+69.64%)
2025	$15,063.00 (+0.99%)	$1,136,000 (-) Land $630,000 Building $506,000	$1,062,765
2024	$14,916.00 (+9.05%)	$1,136,000 (+7.64%) Land $630,000 Building $506,000
2023	$13,678.00	$1,055,400 Land $572,800 Building $482,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1979–2010)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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