565 Elder Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 565 Elder Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,236 sqft · built 1920
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Mar 2021)
Tax Bill	$8,237 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00519-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`19-00519-0000-00003`
Alternative APNs	`190051900003` `06002570` `589`

Interior

Stories	2 Stories
Building Area	1,236 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	589
Street Address	565 ELDER AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	INGERSOLL HEIGHTS
Legal Block	519
Legal Lot Number	3
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	3
Census Block	3064
Census Tract	30600

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	565 ELDER AVE, PHILLIPSBURG, NJ 08865-1544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 10, 2021	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 22, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	2021547918
Deed Book / Page	3142 / 19
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	565 ELDER AVE, PHILLIPSBURG, NJ 08865-1544
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 ELDER AVE, PHILLIPSBURG, NJ 08865-1544

Mortgage

Document Number	0007538/55
Date	Nov 20, 2023
Book Page	7538/55
Instrument	2023-599692

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Apr 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 10, 2021
Property Address	565 ELDER AVE, PHILLIPSBURG, NJ 08865-1544
Document Number	3142/19
Book / Page	3142 / 19
Instrument Date	Mar 4, 2021
Instrument	2021-547918
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	SUBURBAN TITLE EXAMINERS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,242.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1627 44TH ST, 1627, PENNSAUKEN, NJ 08110-3614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 ELDER AVE, PHILLIPSBURG, NJ 08865-1544

Mortgage

Document Number	007051/318
Date	Mar 10, 2021
Book Page	7051/318
Instrument	2021-547919

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 22, 2018
Property Address	565 ELDER AVE, PHILLIPSBURG, NJ 08865-1544
Document Number	0000490278
Book / Page	002843 / 000228
Instrument Date	Mar 9, 2018
Instrument	490278
Transaction Type	Foreclosure
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 CHAMBERS ST PHILLIPSBURG NJ 088652906, PHILLIPSBURG, NJ 08865-2906

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,200 (-) Land $43,000 Building $133,200	$176,200 (-) Land $43,000 Building $133,200
2025	$8,237.00 (+2.86%)	$176,200 (-) Land $43,000 Building $133,200	$176,200 (-) Land $43,000 Building $133,200
2024	$8,008.00 (+9.58%)
2023		$176,200 Land $43,000 Building $133,200	$176,200 Land $43,000 Building $133,200
2022	$7,308.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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