565 E Upper River Rd, Decatur, AL 35603 Property Records

Morgan County property record for 565 E Upper River Rd, Decatur, AL 35603 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1994
Square Footage	1,288 sqft Living Area
Lot Size	39,204 sqft (0.9 acres)
Occupancy	Owner Occupied
Last Sale	$218,900 (2021)
Tax Bill	$597.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-03-07-0-000-002.015`
Alternative APNs	`22844` `88657`

Interior

Full Baths	1 Baths
Building Area	1,288 sqft Living Area
1st Floor	1,288 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	39,204 sqft (0.9 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	88657
Street Address	565 E UPPER RIVER RD
City	DECATUR
State	AL
Zip	35603-5905
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM AT NE COR OF NW1/4 OF SEC 7 , T6S, R3W; TH W 297' TO T.P.O. B. TH W 132'; TH SO 330'; TH E 132' TH N 330' TO T.P.O.B. LES
Legal Range	3W
Legal Township	6S
Legal Section	07
Jurisdiction	MORGAN AL
Minor Civil Division	SOMERVILLE
Census Blockgroup	4
Census Block	4021
Census Tract	5404

Owner

Source: Morgan County records · APN 11-03-07-0-000-002.015

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	565 E UPPER RIVER RD, DECATUR, AL 35603-5905
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Apr 10, 2019	Warranty Deed, Transfer NATIONAL TITLE AND APPRAISAL, NATIONAL TTL & APPRAISAL INC
Mar 25, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTH ALABAMA MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Mar 25, 2019 · Amount on Record
Deed Book / Page	2021 / 668
Record Refreshed	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 25, 2021
Property Address	565 E UPPER RIVER RD, DECATUR, AL 35603-5905
Document Number	002021/668
Book / Page	2021 / 668
Instrument Date	Jan 21, 2021
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	TITLE & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	286 RIVERVIEW DR, DECATUR, AL 35603-6012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 E UPPER RIVER RD, DECATUR, AL 35603-5905

Mortgage

Document Number	02021/4007
Date	Jan 25, 2021
Book Page	2021/4007

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 10, 2019
Property Address	565 E UPPER RIVER RD, DECATUR, AL 35603-5905
Document Number	2019/02844
Book / Page	2019 / 02844
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	NATIONAL TITLE AND APPRAISAL, NATIONAL TTL & APPRAISAL INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1614 BARKLEY BRIDGE RD SW # SW6D, SW6D, HARTSELLE, AL 35640-3787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 E UPPER RIVER RD, DECATUR, AL 35603-5905
Investor	Possibly a Property Investor

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 25, 2019
Property Address	565 E UPPER RIVER RD, DECATUR, AL 35603-5905
Document Number	2019/02326
Book / Page	2019 / 02326
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	NATIONAL TTL & APPRAISAL INC

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1614 BARK RIDGE DR, 1614, HARTSELLE, AL 35640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 E UPPER RIVER RD, DECATUR, AL 35603-5905
Investor	Possibly a Property Investor

Mortgage

Document Number	2019/10041
Date	Apr 10, 2019
Book Page	2019/10041

Lender

Name	NORTH ALABAMA MORTGAGE INC
Address	FLORENCE, AL 35630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$597.00 (+2.93%) Homeowner's exemption	$17,390 (+2.6%) Land $1,560 Building $15,830	$173,900 (+2.6%) Land $15,600 Building $158,300
2024		$16,950 (-) Land $1,420 Building $15,530	$169,500 (-) Land $14,200 Building $155,300
2023	$580.00 Homeowner's exemption	$16,950 (-) Land $1,420 Building $15,530	$169,500 (-) Land $14,200 Building $155,300
2022	$580.00 Homeowner's exemption	$16,950 Land $1,420 Building $15,530	$169,500 Land $14,200 Building $155,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

565 E Upper River Rd, Decatur, AL 35603 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Upper River Rd

Nearby Streets

Search Property Records by Address or Parcel Number