565 E Saint Charles Rd, Carol Stream, IL 60188 Property Records

DuPage County property record for 565 E Saint Charles Rd, Carol Stream, IL 60188

Property Summary

Property Type	Commercial
Details	3,395 sqft · built 1952
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on Record
Last Sale	$395,000 (Mar 2026)
Tax Bill	$16,195 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-04-202-020`

Property Details

APN / Parcel Number

Primary APN	`05-04-202-020`

Interior

Stories	1 Story
Building Area	3,395 sqft Gross Area
1st Floor Area	3,395 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	18,731 sqft (0.43 acres)
View / Lot	Corner

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	565 E SAINT CHARLES RD
City	CAROL STREAM
State	IL
Zip	60188-2109
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Description	MILTON TWP SUP ASSMT PLAT 4 THAT PRT LYING WLY OF LN DRAWN FROM A PT 171.1 FT ELY OF NW CORNER TO A PT 144.2 FT ELY OF SW CORNER /EX HWY DESC IN 97-027108/
Legal Subdivision	MILTON TWP SUP ASSMT PLAT
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2006
Census Tract	841707

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	919 RIDGE TRL, CAROL STREAM, IL 60188-9036
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Warranty Deed, Transfer · Commercial Mortgage SCHAUMBURG BANK & TRUST CO NA
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit LIVE OAK BKNG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Mar 28, 2025 · Amount on Record
Deed Document Number	202616207
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 13, 2026
Property Address	565 E SAINT CHARLES RD, CAROL STREAM, IL 60188-2109
Document Number	0000016207
Map Reference	DOC 461047
Instrument Date	Mar 5, 2026
Instrument	R2026-016207
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 E SAINT CHARLES RD, CAROL STREAM, IL 60188-2109

Mortgage

Document Number	0000016208
Date	Mar 13, 2026
Instrument	R2026-016208

Lender

Name	SCHAUMBURG BANK & TRUST CO NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	565 E SAINT CHARLES RD, CAROL STREAM, IL 60188-2109
Document Number	0000026307
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	565 E SAINT CHARLES RD CAROL STREAM IL 601882109, CAROL STREAM, IL 60188-2109

Mortgage

Document Number	0000026307
Date	Mar 16, 2020
Instrument	26307

Lender

Name	LIVE OAK BKNG CO
Address	WILMINGTON, NC 28403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Carol Stream Village
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,195.00 (+1.89%)	$248,930 (+8.46%) Land $81,268 Building $167,662	$746,790 (+8.46%) Land $243,804 Building $502,986
2024	$15,894.00 (+6.62%)	$229,513 (+14.96%) Land $74,929 Building $154,584	$688,539 (+14.96%) Land $224,787 Building $463,752
2022	$14,907.00	$199,650 Land $65,180 Building $134,470	$598,950 Land $195,540 Building $403,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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