565 E Lake St, Apt 7, Petoskey, MI 49770 Property Records

Emmet County property record for 565 E Lake St, Apt 7, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Owner	Individual Name on Record
Last Sale	$72,000 (Jun 2017)
Tax Bill	$2,278 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-103-107`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-103-107`

Interior

Units	5 Units

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	565 E LAKE ST, 7
City	PETOSKEY
State	MI
Zip	49770-2588
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	COP RM-2
Legal Description	LAKE TERRACE CONDOMINIUM PLAN 32,UNIT 7. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	EMMET COUNTY CONDO 32
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1076
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1432, MACKINAC ISLAND, MI 49757-1432
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL FEDERAL CREDIT UNION
Jun 20, 2017	Warranty Deed, Transfer TALON TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2017 · Amount on Record
Deed Sale	Jun 20, 2017 · Amount on Record
Prior Sale	Sep 9, 2013 · Amount on Record
Deed Document Number	20175148524
Deed Book / Page	1195 / 649
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	565 E LAKE ST APT 7, 7, PETOSKEY, MI 49770-2588
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 E LAKE ST, PETOSKEY, MI 49770-2588

Mortgage

Document Number	0000001225/0000000676
Date	Oct 2, 2020
Book Page	0000001225/0000000676
Instrument	5178626

Lender

Name	WINGS FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 20, 2017
Property Address	565 E LAKE ST APT 7, 7, PETOSKEY, MI 49770-2588
Document Number	1195/0649
Book / Page	1195 / 0649
Instrument Date	Jun 19, 2017
Instrument	5148524
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON TITLE

Transaction

Amount	Amount Recorded
Tax	$619.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	565 E LAKE ST APT 7, 565, PETOSKEY, MI 49770-2588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 MISSION ST, MACKINAC ISLAND, MI 49757

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,400 (+35.61%) Land $67,400	$134,800 (+35.61%) Land $134,800
2024	$2,278.00
2023		$49,700 Land $49,700	$99,400 Land $99,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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