565 E Jefferson Ave, Hayden, CO 81639 Property Records

Routt County property record for 565 E Jefferson Ave, Hayden, CO 81639

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,405 sqft · built 1923
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$416,000 (Apr 2023)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R8230550`

Property Details

APN / Parcel Number

Primary APN	`R8230550`
Alternative APN	`154008009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,405 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1990
Architectural Style	Modular
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R8230550
Street Address	565 E JEFFERSON AVE
City	HAYDEN
State	CO
Zip	81639-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD - RES
Legal Description	LOTS 9,10 BLK 8 SELLERS ADD TO HAY
Legal Range	88
Legal Township	06
Legal Section	10
Legal Subdivision	SELLERS ADD
Legal Block	8
Legal Lot Number	9
Jurisdiction	ROUTT CO
Township / Civil Division	HAYDEN
Census Block Group	1
Census Block	1028
Census Tract	200

Owner

Source: Routt County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 772511, STEAMBOAT SPRINGS, CO 80477-2511
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 28, 2023	Special Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN VALLEY BANK
May 2, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	May 2, 2017 · Amount on Record
Deed Document Number	2023845191
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	565 E JEFFERSON AVE, HAYDEN, CO 81639
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000811845
Date	Jul 28, 2020
Instrument	811845

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Apr 28, 2023
Property Address	565 E JEFFERSON AVE, HAYDEN, CO 81639
Document Number	0000845191
Instrument Date	Apr 11, 2023
Instrument	845191
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 16655, HAYDEN, CO 81639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 772511, STEAMBOAT SPRINGS, CO 80477-2511

Mortgage

Document Number	0000845192
Date	Apr 28, 2023
Instrument	845192

Lender

Name	MOUNTAIN VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 10, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.39%
Adjustable	Adjustable Rate Rider
Type Change Date	May 10, 2028
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	9.39%
Index	5-Year CMT
Margin	3
Max Rate	13.3%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	May 2, 2017
Property Address	565 E JEFFERSON AVE, HAYDEN, CO 81639
Document Number	0000779115
Instrument Date	May 1, 2017
Instrument	779115
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1665, HAYDEN, CO 81639-1665

Mortgage

Document Number	0000779116
Date	May 2, 2017
Instrument	779116

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Municipality	Hayden Town
Unified School District	Hayden School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,568.00 (+17.64%)	$34,730 (+29.11%) Land $4,940 Building $29,790	$492,620 (+22.73%) Land $70,000 Building $422,620
2024	$3,033.00 (+0.83%)	$26,900 (-) Land $3,540 Building $23,360	$401,400 (-) Land $52,770 Building $348,630
2023	$3,008.00 (+19.22%)	$26,900 (+25.47%) Land $3,540 Building $23,360	$401,400 (+30.08%) Land $52,770 Building $348,630
2022	$2,523.00	$21,440 Land $2,570 Building $18,870	$308,580 Land $37,000 Building $271,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAYDEN serves 3,982 people · EPA ID CO0154333
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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