565 Davidson Way, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 565 Davidson Way, Boulder Creek, CA 95006

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 976 sqft · built 1960
Lot Size0.152 acres (6,621 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Jan 2016)
Tax Bill$7,173 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN081-111-15

Property Details

APN / Parcel Number

Primary APN081-111-15
Alternative APN
  • 081-111-15-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area976 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,621 sqft (0.152 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address565 DAVIDSON WAY
CityBOULDER CREEK
StateCA
Zip95006-9230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionSAINT FRANCIS WOODS
Legal Lot Number29
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group4
Census Block4028
Census Tract120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address565 DAVIDSON WAY, BOULDER CREEK, CA 95006-9230
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Apr 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2016 · Amount on Record
Deed SaleJan 15, 2016 · Amount on Record
Deed Document Number20161627
Prior Transfer DateSep 26, 2005
Prior Transfer Doc0000069815
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Recording DateMay 12, 2026
Property Address565 DAVIDSON WAY, BOULDER CREEK, CA 95006-9230
Document Number0000010782
Instrument DateMay 5, 2026
Instrument202610782
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 DAVIDSON WAY, BOULDER CREEK, CA 95006-9230

Mortgage

Document Number0000010782,
DateMay 12, 2026
Instrument202610782
Lender
NameTHIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 5, 2056
Interest
Rate6.37%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address565 DAVIDSON WAY, BOULDER CREEK, CA 95006-9230
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013088
DateApr 16, 2020
Instrument2020-0013088
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$585,625 (+2%) Land $468,500 Building $117,125
2025$7,173.00 (+4.65%)$574,142 (+4.04%) Land $459,314 Building $114,828
2023$6,854.00 (+2.42%)$551,847 Land $441,478 Building $110,369$539,280
2022$6,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1982–2023)
Claims Outside the SFHA4 of 11
Most Recent ClaimFeb 2023 · Severe Winter Storms And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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