Santa Cruz County property record for 565 Davidson Way, Boulder Creek, CA 95006
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 976 sqft · built 1960 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Jan 2016) |
| Tax Bill | $7,173 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-111-15 |
| Primary APN | 081-111-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 976 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,621 sqft (0.152 acres) |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 565 DAVIDSON WAY |
|---|---|
| City | BOULDER CREEK |
| State | CA |
| Zip | 95006-9230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | SAINT FRANCIS WOODS |
| Legal Lot Number | 29 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 120400 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 565 DAVIDSON WAY, BOULDER CREEK, CA 95006-9230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2016 · Amount on Record |
| Deed Sale | Jan 15, 2016 · Amount on Record |
| Deed Document Number | 20161627 |
| Prior Transfer Date | Sep 26, 2005 |
| Prior Transfer Doc | 0000069815 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 12, 2026 |
| Property Address | 565 DAVIDSON WAY, BOULDER CREEK, CA 95006-9230 |
| Document Number | 0000010782 |
| Instrument Date | May 5, 2026 |
| Instrument | 202610782 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 565 DAVIDSON WAY, BOULDER CREEK, CA 95006-9230 |
| Document Number | 0000010782, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 202610782 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 565 DAVIDSON WAY, BOULDER CREEK, CA 95006-9230 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000013088 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 2020-0013088 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $585,625 (+2%) Land $468,500 Building $117,125 | ||
| 2025 | $7,173.00 (+4.65%) | $574,142 (+4.04%) Land $459,314 Building $114,828 | |
| 2023 | $6,854.00 (+2.42%) | $551,847 Land $441,478 Building $110,369 | $539,280 |
| 2022 | $6,692.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (1982–2023) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Feb 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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