565 Columbia Ave, Elgin, IL 60120 Property Records

Kane County property record for 565 Columbia Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,984 sqft · built 1875
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2023)
Tax Bill	$6,084 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-407-003`

Property Details

APN / Parcel Number

Primary APN	`06-12-407-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
Gross Area	2,976 sqft
Basement Area	992 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	565 COLUMBIA AVE
City	ELGIN
State	IL
Zip	60120-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCBRIDES HEIRS 2ND ADDN LOT 3 BLOCK 7
Legal Subdivision	MCBRIDES HEIRS 2ND ADDN
Legal Block	7
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4002
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	565 COLUMBIA AVE, ELGIN, IL 60120-3946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Dec 7, 2017	Warranty Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Dec 5, 1994 · Amount on Record
Deed Document Number	202315425
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 15, 2023
Property Address	565 COLUMBIA AVE, ELGIN, IL 60120-3946
Document Number	0000015425
Instrument Date	May 5, 2023
Instrument	2023K015425
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1109 CEDAR CREST DR, CRYSTAL LAKE, IL 60014-6944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E PRAIRIE ST, MARENGO, IL 60152-3107

Mortgage

Document Number	0000015426
Date	May 15, 2023
Instrument	2023K015426

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 7, 2017
Property Address	565 COLUMBIA AVE, ELGIN, IL 60120-3946
Document Number	0000063759
Instrument Date	Dec 6, 2017
Instrument	2017K063759
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 CEDAR CREST DR, CRYSTAL LAKE, IL 60014-6944

Mortgage

Document Number	0000063760
Date	Dec 7, 2017
Instrument	2017K063760

Lender

Name	PINNACLE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,084.00 (+25.42%)	$87,748 (+8.57%) Land $20,696 Building $67,052	$263,349 (+8.57%) Land $62,113 Building $201,236
2024		$80,821 (+30.46%) Land $19,062 Building $61,759	$242,560 (+30.51%) Land $57,209 Building $185,351
2022	$4,851.00 (+4.73%) Homeowner's exemption	$61,953 (+6.96%) Land $15,703 Building $46,250	$185,859 (+6.96%) Land $47,109 Building $138,750
2021	$4,632.00 Homeowner's exemption	$57,921 Land $14,681 Building $43,240	$173,763 Land $44,043 Building $129,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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