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565 Cody Caleb Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 565 Cody Caleb Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,152 sqft · built 2006
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on Record
Last Sale$282,000 (Oct 2021)
Tax Bill$3,973 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-25-590013-000600

Property Details

APN / Parcel Number

Primary APN26-28-25-590013-000600
Alternative APNs
  • 252826590013000600
  • 52826000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,152 sqft Living Area
Gross Area2,601 sqft
1st Floor Area2,152 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area7,501 sqft (0.172 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area449 sqft
PorchUnfinished Open Porch
Porch Area45 sqft

Location & Zoning

Street Address565 CODY CALEB DR
CityWINTER HAVEN
StateFL
Zip33884-2253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAVANNAH ESTATES PLAT BOOK 129 PGS 34 & 35 LOT 60
Legal Range26E
Legal Township28S
Legal Section25
Legal SubdivisionSAVANNAH ESTATES
Legal Tract590013
Legal Block1
Legal Lot Number60
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1009
Census Tract14001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address565 CODY CALEB DR, WINTER HAVEN, FL 33884-2253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2021 · Amount on Record
Deed SaleOct 26, 2021 · Amount on Record
Prior SaleJan 13, 2006 · Amount on Record
Deed Document Number2021278356
Deed Book / Page11952 / 1970
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 26, 2021
Property Address565 CODY CALEB DR, WINTER HAVEN, FL 33884-2253
Document Number0000278356
Book / Page11952 / 1970
Map ReferenceMB 129 PG 34
Instrument DateOct 18, 2021
Instrument2021278356
Transaction TypeTransfer
Record UpdatedNov 11, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,974.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6724 161ST ST, 6724, FRESH MEADOWS, NY 11365-3180

Transferred To (Grantee/Buyer)

NameVerified Name
Address585 CODY CALEB DR, WINTER HAVEN, FL 33884-2253

Mortgage

Document Number0119521971
DateOct 26, 2021
Instrument11952/1971
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$249,777 (-2.41%) Land $42,000 Building $207,777$249,777 (-2.41%) Land $42,000 Building $207,777
2025$3,973.00 (-2.26%) Homeowner's exemption$255,934 (-0.84%) Land $42,000 Building $213,934$255,934 (-0.84%) Land $42,000 Building $213,934
2023$4,065.00 (-12.54%) Homeowner's exemption$258,109 (+5.66%) Land $40,000 Building $218,109$258,109 (+5.66%) Land $40,000 Building $218,109
2022$4,648.00$244,288 Land $34,000 Building $210,288$244,288 Land $34,000 Building $210,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies134 units insured
incl. 91 condo units
Nearby Flood Claims22 (1979–2022)
Claims Outside the SFHA4 of 22
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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