565 Central Ave, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 565 Central Ave, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	2,480 sqft · built 1977
Lot Size	0.384 acres (16,718 sqft)
Owner	2 Individual Names on File
Tax Bill	$20,058 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-01714-0000-00052`

Property Details

APN / Parcel Number

Primary APN	`53-01714-0000-00052`
Alternative APN	`530171400052`

Interior

Building Area	2,480 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	16,718 sqft (0.384 acres)
Lot Dimensions	152 ft deep x 110 ft wide

Location & Zoning

Street Address	565 CENTRAL AVE
City	RIVER VALE
State	NJ
Zip	07675-5529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	110X152
Legal Block	1714
Legal Lot Number	52
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	3
Census Block	3011
Census Tract	49002

Owner

565 Central Ave is owned and occupied by two individuals.

Source: Bergen County and River Vale Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	565 CENTRAL AVE, RIVER VALE, NJ 07675-5529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Jan 31, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	565 CENTRAL AVE, RIVER VALE, NJ 07675-5529
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 CENTRAL AVENUE, RIVER VALE, NM

Mortgage

Document Number	0050820734
Date	Sep 15, 2023
Book Page	5082/734
Instrument	2023060595

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 31, 2022
Property Address	565 CENTRAL AVE, RIVER VALE, NJ 07675-5529
Document Number	0045610147
Book / Page	4561 / 147
Instrument Date	Jan 11, 2022
Instrument	2022013355
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	BRIDGEVIEW ABSTRACT, BRIDGEVIEW ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,622.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 ALPINE CIR, 320, RIVER VALE, NJ 07675-6102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 CENTRAL AVE, RIVER VALE, NJ 07675-5529

Mortgage

Document Number	2022013356
Date	Jan 31, 2022
Instrument	2022013356

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 565 Central Ave was $20,058, up 8.6% from the year before.

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,100 (-) Land $310,600 Building $405,500	$716,100 (-) Land $310,600 Building $405,500
2025	$20,058.00 (+8.62%)	$716,100 Land $310,600 Building $405,500	$716,100 Land $310,600 Building $405,500
2024	$18,467.00
2023		$676,200 Land $310,600 Building $365,600	$676,200 Land $310,600 Building $365,600
2022	$16,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 565 Central Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 565 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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