1. Home
  2. Florida
  3. Seminole County
  4. Oviedo
  5. Bentley St

565 Bentley St, Oviedo, FL 32765 Property Records

Seminole County property record for 565 Bentley St, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,753 sqft · built 1991
Lot Size0.311 acres (13,559 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Mar 2021)
Tax Bill$6,856 (2025)
Deeds & MortgagesDec 2023 Second Mortgage
Mar 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-21-31-514-0000-0210

Property Details

APN / Parcel Number

Primary APN09-21-31-514-0000-0210
Alternative APN
  • 21310951400000210

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,753 sqft Living Area
Gross Area3,233 sqft
1st Floor Area2,309 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area13,559 sqft (0.311 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area486 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address565 BENTLEY ST
CityOVIEDO
StateFL
Zip32765-8167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 21 BENTLEY WOODS PB 41 PGS 79 TO 82
Legal Range31E
Legal Township21S
Legal Section09
Legal SubdivisionBENTLEY WOODS
Legal Tract514
Legal Lot Number21
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1034
Census Tract21313

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address565 BENTLEY ST, OVIEDO, FL 32765-8167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Mar 31, 2021Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Dec 31, 2020Grant Deed, Transfer
NOT AVAILABLE
Dec 21, 2020Warranty Deed, Transfer
NOT AVAILABLE
Oct 29, 2017Loan Modification, Mortgage · Conventional Mortgage
CITIZENS BK/FL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2021 · Amount on Record
Deed SaleMar 31, 2021 · Amount on Record
Prior SaleOct 6, 2004
Deed Document Number202141803
Deed Book / Page9888 / 1153
Prior Transfer DateDec 21, 2020
Prior Transfer Doc0097940171
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address565 BENTLEY ST, OVIEDO, FL 32765-8167
Transaction TypeMortgage
Record UpdatedDec 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 BENTLEY ST, OVIEDO, FL 32765-8167

Mortgage

Document Number0105521713
DateDec 15, 2023
Book Page10552/1713
Instrument2023114054
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2044

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 31, 2021
Property Address565 BENTLEY ST, OVIEDO, FL 32765-8167
Document Number0098881153
Book / Page9888 / 1153
Map ReferenceMB 41 PG 79-82
Instrument DateMar 26, 2021
Instrument2021041803
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address667 CARRIGAN AVE, 667, OVIEDO, FL 32765-6291

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 BENTLEY ST, OVIEDO, FL 32765-8167

Mortgage

Document Number0098881155
DateMar 31, 2021
Instrument9888/1155
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateDec 31, 2020
Property Address565 BENTLEY ST, OVIEDO, FL 32765-8167
Document Number0098031065
Book / Page009803 / 001065
Instrument DateDec 29, 2020
Instrument151705
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address667 CARRIGAN AVE OVIEDO FL 327656291, OVIEDO, FL 32765-6291

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateDec 21, 2020
Property Address565 BENTLEY ST, OVIEDO, FL 32765-8167
Document Number0097940172
Book / Page009794 / 000172
Instrument DateDec 21, 2020
Instrument147483
Transaction TypeTransfer
Record UpdatedJan 7, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address667 CARRIGAN AVE OVIEDO FL 327656291, OVIEDO, FL 32765-6291

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Property Address565 BENTLEY ST, OVIEDO, FL 32765-8167
Document Number0090230787
Book / Page009023 / 000787
Instrument DateOct 29, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 620337 OVIEDO FL 327620337, OVIEDO, FL 32762-0337

Mortgage

Document Number0090230787
DateNov 14, 2017
Book Page009023/000787
Instrument114874
Lender
NameCITIZENS BK/FL
TypeBank
AddressOVIEDO, FL 32765
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueNov 13, 2020
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,856.00 (+12.01%) Homeowner's exemption$446,690 (+5.99%)$488,038 (+9.17%) Land $125,000 Building $363,038
2023$6,121.00 (+2.63%) Homeowner's exemption$421,457 (+3%)$447,036 (+3.08%) Land $115,000 Building $332,036
2022$5,964.00 Homeowner's exemption$409,182$433,668 Land $105,000 Building $328,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims40 (1992–2024)
Claims Outside the SFHA9 of 40
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 5 claims
  • Tropical Storm Fay, Sep 2008 · 13 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Bentley St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures