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565 Allen St, Ferndale, MI 48220 Property Records

Oakland County property record for 565 Allen St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,035 sqft · built 1940
Lot Size0.107 acres (4,661 sqft)
OwnerIndividual Name on File
Last Sale$234,000 (Jun 2017)
Tax Bill$4,078 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN24-25-34-305-060

Property Details

APN / Parcel Number

Primary APN24-25-34-305-060

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,035 sqft Living Area
1st Floor Area845 sqft
Basement Area845 sqft
Unfinished Basement845 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,661 sqft (0.107 acres)
Lot Dimensions104 ft deep x 45 ft wide
Garage Area366 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address565 ALLEN ST
CityFERNDALE
StateMI
Zip48220-2444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOT 473
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionGARDENDALE
Legal Lot Number473
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1017
Census Tract173400

Owner

565 Allen St is owned and occupied by an individual who bought it in June 2017.

Source: Oakland County records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address565 ALLEN ST, FERNDALE, MI 48220-2444
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 1, 2017Warranty Deed, Subdivision Related Transfer
ABSTRACT TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2017 · Amount on File
Deed SaleJun 1, 2017 · Amount on File
Prior SaleNov 21, 2016 · Amount on File
Deed Document Number2017107763
Deed Book / Page50724 / 577
Prior Transfer DateJul 2, 2004
Prior Transfer Doc0000316521
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateMay 5, 2026
Property Address565 ALLEN ST, FERNDALE, MI 48220-2444
Document Number20260060680
Book / Page61166 / 440
Instrument DateApr 27, 2026
Instrument202660680
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 ALLEN ST, FERNDALE, MI 48220-2444

Mortgage

Document Number0000060680,
DateMay 5, 2026
Book Page61166/440
Instrument202660680
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.75%
Initial TypeFixed Rate
Max Rate-1%

June 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 1, 2017
Property Address565 ALLEN ST, FERNDALE, MI 48220-2444
Document Number0000107763
Book / Page50724 / 577
Map ReferenceLB 35 PG 43
Instrument DateMay 19, 2017
Instrument107763
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 12, 2022
Title CompanyABSTRACT TITLE AGENCY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1121 N MAIN ST, 1121, ROYAL OAK, MI 48067-1318

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 ALLEN ST, FERNDALE, MI 48220-2444

Tax Assessment & Valuation

The 2025 property tax bill for 565 Allen St was $4,078 with a homeowner's exemption, down 2.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,078.00 (-2.77%) Homeowner's exemption$118,840$237,680
2024$4,194.00
2023$111,430$222,860
2021$3,958.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 565 Allen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 565 Allen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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