565 7th St, Chipley, FL 32428 Property Records

Washington County property record for 565 7th St, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,248 sqft · built 1977
Lot Size0.573 acres (25,003 sqft)
OwnerIndividual Name on File
Last Sale$144,300 (May 2023)
Tax Bill$1,811 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN000028240000

Property Details

APN / Parcel Number

Primary APN000028240000
Alternative APN
  • 28240000

Interior

Full Baths1 Bath
Building Area1,248 sqft Heated Area
Gross Area1,404 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area25,003 sqft (0.573 acres)
Lot Dimensions143 ft deep x 175 ft wide
PorchOpen Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000028240000
Street Address565 7TH ST
CityCHIPLEY
StateFL
Zip32428-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description33 5 13 ORB 1271 P 829 LOTS 41-47 INC. R&L/A BLK A,
Legal Range13W
Legal Township05N
Legal Section33
Legal SubdivisionRUBENSTEIN & LAKENS PLAT/NORT
Legal BlockA
Legal Lot Number41-47 42
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group2
Census Block2027
Census Tract970104

Owner

Source: Washington County records · APN 000028240000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address565 7TH ST, CHIPLEY, FL 32428-1207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Feb 03, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
COMMUNITY SOUTH CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2023 · Amount on Record
Deed SaleMay 12, 2023 · Amount on Record
Prior SaleFeb 03, 2020
Deed Document Number202367003271
Deed Book / Page1271 / 829
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMay 12, 2023
Property Address565 7TH ST, CHIPLEY, FL 32428-1207
Document Number0067003271
Book / Page1271 / 829
Map ReferenceMB 1 PG 22
Instrument DateMay 10, 2023
Instrument202367003271
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyFLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,010.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1116 CLAYTON RD, CHIPLEY, FL 32428-4811

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 7TH ST, CHIPLEY, FL 32428-1207

Mortgage

Document Number0000000830
DateMay 12, 2023
Instrument1271/830
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON FL
Recording DateFeb 03, 2020
Property Address565 7TH ST, CHIPLEY, FL 32428-1207
Document Number0067001003
Book / Page1168 / 651
Map ReferenceMB 1 PG 22
Instrument DateJan 13, 2020
Instrument202067001003
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyFLORIDA LAND TITLE & TR CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 7TH ST, CHIPLEY, FL 32428-1207

Mortgage

Document Number0000000654
DateFeb 03, 2020
Instrument1168/0654
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,811.00 (-29.26%) Homeowner's exemption$131,020 (+4.75%) Land $13,125 Building $117,895$131,020 (+4.75%) Land $13,125 Building $117,895
2024$2,560.00 (+318.3%)$125,075 (+81.99%) Land $13,125 Building $111,950$125,075 (+13.16%) Land $13,125 Building $111,950
2023$612.00 (+0.99%) Homeowner's exemption$68,725 (+3%)$110,527 (+40.8%) Land $13,125 Building $97,402
2022$606.00 Homeowner's exemption$66,723$78,500 Land $9,625 Building $68,875

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339701042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences
Nearby Flood Claims3 (2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Flood Events
  • Hurricane Sally (Sep 2020), 2 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on 7th St

Nearby Streets

Search Property Records by Address or Parcel Number