565 2nd St, Oviedo, FL 32765 Property Records

Seminole County property record for 565 2nd St, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 504 sqft
Lot Size	0.059 acres (2,576 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Nov 2024)
Tax Bill	$230 (2024)
Deeds & Mortgages	Feb 2025 Line of Credit Nov 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-31-514-0000-0330`

Property Details

APN / Parcel Number

Primary APN	`10-21-31-514-0000-0330`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	504 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	2,576 sqft (0.059 acres)
Lot Dimensions	92 ft deep x 28 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	565 2ND ST
City	OVIEDO
State	FL
Zip	32765-7856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 & S 1/2 OF VACD ALLEY ADJ ON N MILTON SQUARE PB 3 PG 36
Legal Range	31
Legal Township	21
Legal Section	10
Legal Subdivision	MILTON SQUARE
Legal Tract	514
Legal Lot Number	33
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1062
Census Tract	21311

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	565 2ND ST, OVIEDO, FL 32765-7856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Nov 27, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Nov 15, 2005 · Amount on Record
Deed Document Number	2024106898
Deed Book / Page	10734 / 192
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	565 2ND ST, OVIEDO, FL 32765-7856
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 2ND ST, OVIEDO, FL 32765-7856

Mortgage

Document Number	0107760129
Date	Feb 21, 2025
Book Page	10776/129
Instrument	2025016285

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 27, 2024
Property Address	565 2ND ST, OVIEDO, FL 32765-7856
Document Number	0107340192
Book / Page	10734 / 192
Map Reference	MB 3 PG 36
Instrument Date	Nov 22, 2024
Instrument	2024106898
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 8, 2025
Title Company	REAL ESTATE TITLE CONSULTANS/FL, REAL ESTATE TTL CONSULTANTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2544 CONNECTION PT, OVIEDO, FL 32765-9086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 FIRESTONE CT, OVIEDO, FL 32765-5837

Mortgage

Document Number	2024106899
Date	Nov 27, 2024
Instrument	2024106899

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	525 2ND ST, OVIEDO, FL 32765
Document Number	0094900904
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2544 CONNECTION PT OVIEDO FL 327659086, OVIEDO, FL 32765-9086

Mortgage

Document Number	0094900904
Date	Dec 3, 2019
Book Page	009490/000904
Instrument	131157

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$207,012 (+777.65%)	$207,012 (+777.65%) Land $23,587 Building $183,425
2024	$230.00 (+5.5%)
2023	$218.00 (+29.76%)	$23,587 (+5%)	$23,587 (+5%) Land $23,587
2022	$168.00	$15,725 Land $15,725	$15,725 Land $15,725

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	20 (2001–2024)
Claims Outside the SFHA	15 of 20
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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