5649 S Clay Ave, Springfield, MO 65810 Property Records

Greene County property record for 5649 S Clay Ave, Springfield, MO 65810

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,406 sqft · built 1975
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$467,495 (Jun 2025)
Tax Bill	$2,598 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-18-24-404-013`

Property Details

APN / Parcel Number

Primary APN	`88-18-24-404-013`
Alternative APN	`1824404013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,406 sqft Living Area
1st Floor Area	1,906 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	141 ft deep x 85 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881824404013
Street Address	5649 S CLAY AVE
City	SPRINGFIELD
State	MO
Zip	65810-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CHEROKEE ESTS 2ND ADD AMD LOT 220
Legal Range	22W
Legal Township	28N
Legal Section	24
Legal Subdivision	CHEROKEE ESTS 2ND ADD AMD
Legal Block	404
Legal Lot Number	220
Jurisdiction	GREENE MO
Township / Civil Division	CHEROKEE
Census Block Group	2
Census Block	2034
Census Tract	4003

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5649 S CLAY AVE, SPRINGFIELD, MO 65810-2909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
Mar 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SPRINGFIELD FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	202517368
Deed Book / Page	2025 / 17368
Prior Transfer Date	Nov 6, 2007
Prior Transfer Doc	0000005517
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	5649 S CLAY AVE, SPRINGFIELD, MO 65810-2909
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002317
Date	Jun 27, 2018
Book Page	2018/023178-18
Instrument	023178-18

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE MO
Recording Date	Mar 12, 2021
Property Address	5649 S CLAY AVE, SPRINGFIELD, MO 65810-2909
Document Number	0000001223
Book / Page	2021 / 12230-21
Map Reference	MB CC PG 23
Instrument Date	Mar 8, 2021
Instrument	12230-21
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5649 S CLAY AVE, SPRINGFIELD, MO 65810-2909

Mortgage

Document Number	0000001223
Date	Mar 12, 2021
Instrument	12231-21

Lender

Name	SPRINGFIELD FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,430 (-) Land $9,140 Building $41,290
2025	$2,598.00 (+0.27%)	$50,430 (+7.18%) Land $9,140 Building $41,290	$265,400 (+7.19%) Land $48,100 Building $217,300
2023	$2,591.00 (+3.68%)	$47,050 (+1.18%) Land $7,870 Building $39,180	$247,600 (+1.19%) Land $41,400 Building $206,200
2022	$2,499.00	$46,500 Land $7,870 Building $38,630
2021			$244,700 Land $41,400 Building $203,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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