5649 Normandy Rd, Memphis, TN 38120 Property Records

Shelby County property record for 5649 Normandy Rd, Memphis, TN 38120

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,200 sqft · built 1958
Lot Size0.276 acres (12,040 sqft)
Owner2 Individual Names on File
Last Sale$412,000 (Dec 2025)
Tax Bill$2,529 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Apr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-8045-0-0004

Property Details

APN / Parcel Number

Primary APN06-8045-0-0004

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,200 sqft Living Area
Gross Area2,630 sqft
1st Floor Area2,128 sqft
Utility Area144 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2000
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,040 sqft (0.276 acres)
Lot Dimensions140 ft deep x 86 ft wide
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area142 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address5649 NORMANDY RD
CityMEMPHIS
StateTN
Zip38120-2073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal SubdivisionWALNUT GROVE TERRACE EAST
Legal Lot Number9
JurisdictionSHELBY TN
Township / Civil Division13
Census Block Group2
Census Block2025
Census Tract9202

Owner

5649 Normandy Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address5649 NORMANDY RD, MEMPHIS, TN 38120-2073
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Warranty Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Apr 3, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2025 · Amount on File
Deed SaleDec 10, 2025 · Amount on File
Prior SaleApr 3, 2024 · Amount on File
Deed Document Number2025105365
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateDec 10, 2025
Property Address5649 NORMANDY RD, MEMPHIS, TN 38120-2073
Document Number0025105365
Map ReferenceMB 21 PG 48
Instrument DateNov 17, 2025
Instrument25105365
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyCOVENTRY ESCROW AND TITLE COMPANY LLC, COVENTRY ESCROW & TTL CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5649 NORMANDY RD, MEMPHIS, TN 38120-2073

Mortgage

Document Number0025105366
DateDec 10, 2025
Instrument25105366
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2055

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateApr 3, 2024
Property Address5649 NORMANDY RD, MEMPHIS, TN 38120-2073
Document Number0024027092
Map ReferenceMB 21 PG 48
Instrument DateApr 1, 2024
Instrument24027092
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,398.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5649 NORMANDY RD, MEMPHIS, TN 38120-2073

Mortgage

Document Number0024027093
DateApr 3, 2024
Instrument24027093
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 5649 Normandy Rd was $2,529, down 59.2% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,529.00 (-59.16%)$94,050 Land $19,125 Building $74,925$376,200 Land $76,500 Building $299,700
2024$6,193.00
2023$75,150 Land $19,125 Building $56,025
2022$4,577.00
2021$300,600 Land $76,500 Building $224,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5649 Normandy Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5649 Normandy Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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