5649 Lancaster Dr, Oak Forest, IL 60452 Property Records

Cook County property record for 5649 Lancaster Dr, Oak Forest, IL 60452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,670 sqft · built 1961
Lot Size	0.178 acres (7,765 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,159 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-17-213-038`

Property Details

APN / Parcel Number

Primary APN	`28-17-213-038`
Alternative APN	`28-17-213-038-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,765 sqft (0.178 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5649 LANCASTER DR
City	OAK FOREST
State	IL
Zip	60452-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WARREN J PETERS CASTLETOWNE SU
Legal Block	9
Legal Lot Number	5,6
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	2
Census Block	2004
Census Tract	824505

Owner

5649 Lancaster Dr is owned and occupied by two individuals who acquired it in July 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5649 LANCASTER DR, OAK FOREST, IL 60452-2033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 19, 2019	Quit Claim Deed, Transfer · FHA Mortgage PACOR MTG
Jul 17, 2017	Grant Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019
Deed Sale	Nov 19, 2019
Prior Sale	Jul 17, 2017 · Amount on File
Deed Document Number	201922117
Last Transfer Date	Jul 24, 2024
Transfer Doc	0000020088
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5649 LANCASTER DR, OAK FOREST, IL 60452-2033
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5649 LANCASTER DR, OAK FOREST, IL 60452-2033

Mortgage

Document Number	0010918281
Date	Apr 19, 2022
Instrument	2210918281

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Nov 19, 2019
Property Address	5649 LANCASTER DR, OAK FOREST, IL 60452-2033
Document Number	1932322117
Instrument Date	Jul 3, 2019
Instrument	32322117
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5649 LANCASTER DR OAK FOREST IL 604522033, OAK FOREST, IL 60452-2033

Mortgage

Document Number	1932322118
Date	Nov 19, 2019
Instrument	32322118

Lender

Name	PACOR MTG
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jul 17, 2017
Property Address	5649 LANCASTER DR, OAK FOREST, IL 60452-2033
Document Number	1719808151
Instrument Date	Jun 28, 2017
Instrument	19808151
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5649 LANCASTER DR OAK FOREST IL 604522033, OAK FOREST, IL 60452-2033

Mortgage

Document Number	1719808152
Date	Jul 17, 2017
Instrument	19808152

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Oak Forest City
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Forest Ridge School District 142 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 Land $3,494 Building $19,506	$230,000 Land $34,940 Building $195,060
2023	$6,159.00 (-2.67%)
2022	$6,328.00 Homeowner's exemption	$18,492 Land $3,106 Building $15,386	$184,920 Land $31,060 Building $153,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5649 Lancaster Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5649 Lancaster Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK FOREST serves 27,478 people · EPA ID IL0312190
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Lancaster Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures