5649 Cold Stream Dr, Dalzell, SC 29040 Property Records

Sumter County property record for 5649 Cold Stream Dr, Dalzell, SC 29040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1985
Lot Size	0.692 acres (30,169 sqft)
Owner	Individual Name on Record
Last Sale	$74,500 (Nov 2020)
Tax Bill	$496 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135-16-01-015`

Property Details

APN / Parcel Number

Primary APN	`135-16-01-015`
Alternative APN	`7430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	1,118 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	30,169 sqft
Lot Width	120 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Covered Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	7430
Old Parcel Number	135 16 01 015
Street Address	5649 COLD STREAM DR
City	DALZELL
State	SC
Zip	29040-9262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 113 PB86-36 119.91 FT PB90-522
Legal Subdivision	OAKLAND NORTH SUB SEC 3
Legal Lot Number	113
Jurisdiction	SUMTER SC
Township / Civil Division	SHAW AFB-HORATIO
Census Block Group	1
Census Block	1025
Census Tract	202

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5649 COLD STREAM DR, DALZELL, SC 29040-9262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 25, 2020	Warranty Deed, Transfer NOT AVAILABLE
Nov 25, 2020	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	0012771500
Deed Book / Page	1277 / 1500
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	5649 COLD STREAM DR, DALZELL, SC 29040-9262
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013002174
Date	Apr 11, 2022
Book Page	1300/2174

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Nov 25, 2020
Property Address	5649 COLD STREAM DR, DALZELL, SC 29040-9262
Document Number	0012771497
Book / Page	001277 / 001497
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$243.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6930 DINKINS MILL RD SALUDA SC 29138, SALUDA, SC 29138

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Nov 25, 2020
Property Address	5649 COLD STREAM DR, DALZELL, SC 29040-9262
Document Number	0012771500
Book / Page	1277 / 1500
Map Reference	MB 90 PG 522
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.65
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5649 COLD STREAM DR, DALZELL, SC 29040-9262

Mortgage

Document Number	0012771503
Date	Nov 25, 2020
Instrument	1277/1503

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$496.00 (+1.43%)	$2,800 (-) Land $660 Building $2,140	$69,950 (-) Land $16,500 Building $53,450
2023		$2,800 (-) Land $660 Building $2,140	$69,950 (-) Land $16,500 Building $53,450
2022	$489.00	$2,800 Land $660 Building $2,140	$69,950 Land $16,500 Building $53,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC OAKLAND PLANTATION private · serves 1,180 people · EPA ID SC4350006
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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