5648 Surrey Ave, Cincinnati, OH 45248 Property Records

Hamilton County property record for 5648 Surrey Ave, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,524 sqft · built 1938
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Aug 2019)
Tax Bill	$2,841 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0171-0032-00`

Property Details

APN / Parcel Number

Primary APN	`550-0171-0032-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,030 sqft
Attic	Attic
Attic Area	494 sqft
Basement Area	1,030 sqft

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,928 sqft (0.182 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5648 SURREY AVE
City	CINCINNATI
State	OH
Zip	45248-4258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SURREY AVE 0.19 AC LOT 29 SPRINGMYERS 1ST SUB
Legal Subdivision	SPRINGMYERS 1ST SUB
Legal Lot Number	29
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	21003

Owner

5648 Surrey Ave is owned and occupied by an individual who bought it in August 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	5648 SURREY AVE, CINCINNATI, OH 45248-4258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · FHA Mortgage CINCINNATI FSLA
Aug 26, 2019	Warranty Deed, Transfer · Conventional with PMI CINCINNATI FED'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Apr 5, 2005
Deed Document Number	2019-0071192
Deed Book / Page	13988 / 00024
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5648 SURREY AVE, CINCINNATI, OH 45248-4258
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055870
Date	Aug 9, 2023
Book Page	14975/1079
Instrument	2023-0055870

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 26, 2019
Property Address	5648 SURREY AVE, CINCINNATI, OH 45248-4258
Document Number	0000071192
Book / Page	013988 / 000024
Instrument Date	Aug 16, 2019
Instrument	71192
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5648 SURREY AVE CINCINNATI OH 452484258, CINCINNATI, OH 45248-4258

Mortgage

Document Number	71194
Date	Aug 26, 2019
Book Page	013988/000045
Instrument	71194

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5648 Surrey Ave was $2,841, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,841.00 (+2.53%)	$54,432 (-) Land $11,844 Building $42,588
2024	$2,771.00 (-0.07%)	$54,432 (-) Land $11,844 Building $42,588
2023	$2,773.00 (-0.86%)	$54,432 (+16.93%) Land $11,844 Building $42,588	$155,520 Land $33,840 Building $121,680
2022	$2,797.00 Homeowner's exemption	$46,551 Land $10,574 Building $35,977
2020			$133,000 Land $30,210 Building $102,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5648 Surrey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5648 Surrey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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