5648 SE Edgewater Cir, Stuart, FL 34997 Property Records

Martin County property record for 5648 SE Edgewater Cir, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · built 2024
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$403,800 (Mar 2024)
Tax Bill	$5,036 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`55-38-41-742-000-0020.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-742-000-0020.0-0-0000`
Alternative APNs	`55-38-41-742-000-00200-0` `1128489`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Elevator	Elevator

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5648 SE EDGEWATER CIR
City	STUART
State	FL
Zip	34997-3500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 20 WILLOUGHBY TOWNHOMES PUD (PB 19/83)
Legal Subdivision	WILLOUGHBY TOWNHOMES PUD
Legal Block	1
Legal Lot Number	20
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1000
Census Tract	1106

Owner

Source: Martin County records · APN 55-38-41-742-000-0020.0-0-0000

Assessment roll updated August 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5648 SE EDGEWATER CIR, STUART, FL 34997-3500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Deed Document Number	20243062587
Deed Book / Page	3425 / 1955
Record Updated	Sep 20, 2026

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 15, 2024
Property Address	5648 SE EDGEWATER CIR, STUART, FL 34997-3500
Document Number	0034251955
Book / Page	3425 / 1955
Map Reference	MB 19 PG 83-87
Instrument Date	Mar 12, 2024
Instrument	3062587
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 25, 2025
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,826.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1395 UNIVERSITY BLVD STE 300, 300, JUPITER, FL 33458-5382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5648 SE EDGEWATER CIR, STUART, FL 34997-3500

Mortgage

Document Number	0034251958
Date	Mar 15, 2024
Instrument	3425/1958

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2044

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,036.00 (+638.42%) Homeowner's exemption	$361,270 (+770.53%) Land $125,000 Building $236,270	$361,270 (+770.53%) Land $125,000 Building $236,270
2024	$682.00 (-1.59%)
2023	$693.00	$41,500 Land $41,500	$41,500 Land $41,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 38 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.