5648 School Forest Rd, Cromwell, MN 55726 Property Records

Carlton County property record for 5648 School Forest Rd, Cromwell, MN 55726

Property Summary

Property Type	Single Family Home
Details	1,568 sqft · built 1998
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2024)
Tax Bill	$5,022 (2026)
Deeds & Mortgages	May 2024 Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-010-2640`

Property Details

APN / Parcel Number

Primary APN	`90-010-2640`
Alternative APN	`33017`

Interior

Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	1,742,400 sqft (40 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	33017
Street Address	5648 SCHOOL FOREST RD
City	CROMWELL
State	MN
Zip	55726-8073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE1/4 OF NW1/4 TOWN OF EAGLE
Legal Range	20
Legal Township	48
Legal Section	16
Legal Subdivision	TOWN OF EAGLE
Jurisdiction	CARLTON MN
Township / Civil Division	EAGLE
Census Block Group	2
Census Block	2035
Census Tract	70600

Owner

5648 School Forest Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6444 TYBACK RD, SAGINAW, MN 55779-8076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	May 24, 2023 · Amount on File
Deed Document Number	20241642505
Prior Transfer Date	May 22, 2015
Prior Transfer Doc	0000462606
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	May 2, 2024
Property Address	5648 SCHOOL FOREST RD, CROMWELL, MN 55726-8073
Document Number	A000516442
Instrument Date	Apr 26, 2024
Instrument	A000516442
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5648 SCHOOL FOREST RD, CROMWELL, MN 55726-8073

Mortgage

Document Number	A000516443
Date	May 2, 2024
Instrument	A000516443

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 1, 2023
Property Address	5648 SCHOOL FOREST RD, CROMWELL, MN 55726-8073
Document Number	A000511797
Instrument Date	May 24, 2023
Instrument	A000511797
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5648 SCHOOL FOREST RD, CROMWELL, MN 55726-8073

Mortgage

Document Number	A000511798
Date	Jun 1, 2023
Instrument	A000511798

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 5648 School Forest Rd was $5,022 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Eagle Township
Unified School District	Cromwell-Wright Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,022.00 Homeowner's exemption
2025		$453,400 (+26.54%) Land $98,000 Building $355,400	$453,400 (+26.54%) Land $98,000 Building $355,400
2024	$3,842.00 Homeowner's exemption	$358,300 (+11.27%) Land $93,500 Building $264,800	$358,300 (+11.27%) Land $93,500 Building $264,800
2023	$3,842.00 Homeowner's exemption	$322,000 (-) Land $88,700 Building $233,300	$322,000 (-) Land $88,700 Building $233,300
2022		$322,000 Land $88,700 Building $233,300	$322,000 Land $88,700 Building $233,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5648 School Forest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5648 School Forest Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on School Forest Rd

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