5648 Prospect Rd, San Jose, CA 95129 Property Records

Santa Clara County property record for 5648 Prospect Rd, San Jose, CA 95129

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,758 sqft · built 1959
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,950,000 (Nov 2021)
Tax Bill	$25,752 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`378-28-002`

Property Details

APN / Parcel Number

Primary APN	`378-28-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
1st Floor Area	1,758 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5648 PROSPECT RD
City	SAN JOSE
State	CA
Zip	95129-4850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1891 SARA DELL BOOK 97 PAGE 16 LOT 72
Legal Subdivision	SARA DELL
Legal Tract	1891
Legal Lot Number	72
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3002
Census Tract	506202

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5648 PROSPECT RD, SAN JOSE, CA 95129-4850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Sep 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	202125160251
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0024627033
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 10, 2021
Property Address	5648 PROSPECT RD, SAN JOSE, CA 95129-4850
Document Number	0025160251
Map Reference	MB 97 PG 16
Instrument Date	Nov 1, 2021
Instrument	25160251
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5648 PROSPECT RD, SAN JOSE, CA 95129-4850

Mortgage

Document Number	0025160252
Date	Nov 10, 2021
Instrument	25160252

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5648 PROSPECT RD, SAN JOSE, CA 95129-4850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5648 PROSPECT RD, SAN JOSE, CA 95129-4850

Mortgage

Document Number	0024599966
Date	Sep 3, 2020
Instrument	24599966

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 23, 2020
Property Address	5648 PROSPECT RD, SAN JOSE, CA 95129-4850
Document Number	0024627034
Instrument Date	Sep 15, 2020
Instrument	24627034
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5648 PROSPECT RD SAN JOSE CA 951294850, SAN JOSE, CA 95129-4850

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 23, 2020
Property Address	5648 PROSPECT RD, SAN JOSE, CA 95129-4850
Document Number	0024627033
Instrument Date	Sep 15, 2020
Instrument	24627033
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5648 PROSPECT RD SAN JOSE CA 951294850, SAN JOSE, CA 95129-4850

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 5, 2020
Property Address	5648 PROSPECT RD, SAN JOSE, CA 95129-4850
Document Number	0024565258
Instrument Date	Jul 28, 2020
Instrument	24565258
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5648 PROSPECT RD SAN JOSE CA 951294850, SAN JOSE, CA 95129-4850

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 5, 2020
Property Address	5648 PROSPECT RD, SAN JOSE, CA 95129-4850
Document Number	0024565257
Instrument Date	Jul 28, 2020
Instrument	24565257
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5648 PROSPECT RD SAN JOSE CA 951294850, SAN JOSE, CA 95129-4850

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Moreland School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,110,740 (+8.24%) Land $1,872,606 Building $238,134
2025	$25,752.00 (+20.29%) Homeowner's exemption	$1,950,000 (+21.88%) Land $1,750,000 Building $200,000
2023	$21,408.00 (-17.46%)	$1,600,000 Land $1,419,400 Building $180,600
2022	$25,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: Sail Internet, T-Mobile.

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