1. Home
  2. California
  3. Sacramento County
  4. Carmichael
  5. Nichora Way

5648 Nichora Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5648 Nichora Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,047 sqft · built 1962
Lot Size0.223 acres (9,690 sqft)
Owner2 Individual Names on File
Last Sale$570,000 (Aug 2022)
Tax Bill$2,100 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN230-0282-005-0000

Property Details

APN / Parcel Number

Primary APN230-0282-005-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,047 sqft Living Area
1st Floor Area1,911 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area9,690 sqft (0.223 acres)
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5648 NICHORA WAY
CityCARMICHAEL
StateCA
Zip95608-8035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionOAK CREEK ESTATES, LOT 11
Legal SubdivisionOAK CREEK ESTATES
Legal Lot Number11
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1007
Census Tract7604

Owner

Source: Sacramento County records · APN 230-0282-005-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5648 NICHORA WAY, CARMICHAEL, CA 95608-8035
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2022Grant Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Aug 03, 2020Deed of Trust, Mortgage · VA Mortgage
SRE MTG ALLIANCE INC
May 13, 2018Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2022 · Amount on Record
Deed SaleAug 26, 2022 · Amount on Record
Prior SaleMar 22, 2013 · Amount on Record
Deed Book / Page20220826 / 167
Prior Transfer DateSep 07, 2011
Prior Transfer Doc0000000627
Record UpdatedSep 20, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateAug 26, 2022
Property Address5648 NICHORA WAY, CARMICHAEL, CA 95608-8035
Document Number0000000167
Map ReferenceMB 54 MAP 29
Instrument DateAug 23, 2022
Instrument2022082600167
Transaction TypeTransfer
Record UpdatedSep 13, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5648 NICHORA WAY, CARMICHAEL, CA 95608-8035

Mortgage

Document Number0000000168
DateAug 26, 2022
Instrument2022082600168
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5648 NICHORA WAY, CARMICHAEL, CA 95608-8035
Document Number2009141974
Instrument DateAug 03, 2020
Transaction TypeMortgage
Record UpdatedOct 05, 2020
Title CompanyMADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5648 NICHORA WAY CARMICHAEL CA 956088035, CARMICHAEL, CA 95608-8035

Mortgage

Document Number2009141974
DateSep 14, 2020
Instrument2009141974
Lender
NameSRE MTG ALLIANCE INC
AddressEL SEGUNDO, CA 90245
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5648 NICHORA WAY, CARMICHAEL, CA 95608-8035
Document Number1805180228
Instrument DateMay 13, 2018
Transaction TypeMortgage
Record UpdatedJun 01, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5648 NICHORA WAY CARMICHAEL CA 956088035, CARMICHAEL, CA 95608-8035

Mortgage

Document Number1805180228
DateMay 18, 2018
Instrument1805180228
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2048

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$179,278 (+2%) Land $25,117 Building $154,161
2025$2,100.00 (+0.96%)$175,764 (-69.16%) Land $24,625 Building $151,139
2024$2,080.00 (+2.61%)
2023$2,027.00 (-57.95%)$570,000 Land $168,000 Building $402,000
2022$4,821.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Cal.net, Consolidated Communications.

Based on FCC filings for 559 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Nichora Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures