5648 Jacobs Ct, Mount Airy, MD 21771 Property Records

Frederick County property record for 5648 Jacobs Ct, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,788 sqft · built 2003
Lot Size	4.81 acres (209,524 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jun 2003)
Tax Bill	$9,250 (2025)
Deeds & Mortgages	May 2019 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-389711`

Property Details

APN / Parcel Number

Primary APN	`18-389711`
Alternative APN	`389711`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,788 sqft Living Area
Gross Area	4,528 sqft
1st Floor Area	2,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	209,524 sqft
Garage Type	Attached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces
Pool Area	648 sqft
Porch	Open Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	389711
Street Address	5648 JACOBS CT
City	MOUNT AIRY
State	MD
Zip	21771-5859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 SECTION 1 4.8137 ACRES JACOBS RUN
Legal Subdivision	ACRES JACOBS RUN
Legal Lot Number	5
Jurisdiction	FREDERICK MD
Township / Civil Division	18, WOODVILLE
Census Block Group	1
Census Block	1018
Census Tract	752001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5648 Jacobs Ct is owned and occupied by two individuals who bought it in June 2003.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5648 JACOBS CT, MOUNT AIRY, MD 21771-5859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2019	Deed of Trust, Mortgage · Line of Credit NASA FCU
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2003 · Amount on File
Deed Sale	Jun 26, 2003 · Amount on File
Deed Document Number	20034532
Deed Book / Page	3876 / 264
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5648 JACOBS CT, MOUNT AIRY, MD 21771-5859
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129550460
Date	May 7, 2019
Book Page	12955/0460

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5648 JACOBS CT, MOUNT AIRY, MD 21771-5859
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	C L A TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126680029
Date	Oct 12, 2018
Book Page	12668/0029

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Aug 1, 2033

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5648 JACOBS CT, MOUNT AIRY, MD 21771-5859
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153020445
Date	Sep 20, 2021
Book Page	15302/445

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 5648 Jacobs Ct was $9,250 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$807,600	$857,300 Land $169,200 Building $688,100
2025	$9,250.00
2023	$8,076.00 Homeowner's exemption	$676,667	$708,200 Land $149,300 Building $558,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5648 Jacobs Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5648 Jacobs Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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