5648 Heatherton Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 5648 Heatherton Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,579 sqft · built 2013
Lot Size	0.549 acres (23,914 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jun 2024)
Tax Bill	$2,252 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2N-28-0728-00A00-0330`

Property Details

APN / Parcel Number

Primary APN	`30-2N-28-0728-00A00-0330`
Alternative APN	`N28230072800A000330`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,579 sqft Living Area
Gross Area	3,780 sqft
1st Floor Area	2,579 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	23,914 sqft (0.549 acres)
Lot Dimensions	208 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	521 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	440 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5648 HEATHERTON RD
City	MILTON
State	FL
Zip	32570-7781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LOT 33 BLK A COTTONWOOD 1ST ADD AS DES IN OR 4510 PG 942
Legal Range	28W
Legal Township	2N
Legal Section	30
Legal Subdivision	COTTONWOOD & ADDS
Legal Block	A
Legal Lot Number	33
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3029
Census Tract	10504

Owner

5648 Heatherton Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Santa Rosa County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5648 HEATHERTON RD, MILTON, FL 32570-7781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on File
Deed Sale	Jun 10, 2024 · Amount on File
Prior Sale	Aug 5, 2013 · Amount on File
Deed Document Number	202425601
Deed Book / Page	4510 / 942
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5648 HEATHERTON RD, MILTON, FL 32570-7781
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5648 HEATHERTON RD, MILTON, FL 32570-7781

Mortgage

Document Number	0046640176
Date	Sep 30, 2025
Book Page	4664/176
Instrument	202545980

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5648 HEATHERTON RD, MILTON, FL 32570-7781
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035930032
Date	Jan 24, 2017
Book Page	3593/0032
Instrument	201702697

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5648 HEATHERTON RD, MILTON, FL 32570-7781
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035930019
Date	Jan 24, 2017
Book Page	3593/0019
Instrument	201702696

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$355,572 (+60.39%) Land $58,000 Building $297,572	$355,572 (-3.56%) Land $58,000 Building $297,572
2024	$2,252.00 (+1.81%) Homeowner's exemption	$221,688 (+3%)	$368,684 (+4.62%) Land $55,000 Building $313,684
2023	$2,212.00 (+2.41%) Homeowner's exemption	$215,231 (+3%)	$352,395 (+8%) Land $55,000 Building $297,395
2022	$2,160.00 Homeowner's exemption	$208,962	$326,286 Land $42,000 Building $284,286

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5648 Heatherton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5648 Heatherton Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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