5648 Crown Ter, Hickory, NC 28601 Property Records

Caldwell County property record for 5648 Crown Ter, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,062 sqft · built 2001
Lot Size	0.741 acres (32,258 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Aug 2020)
Tax Bill	$2,756 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08141 4 61`

Property Details

APN / Parcel Number

Primary APN	`08141 4 61`
Alternative APN	`169364`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,062 sqft Heated Area
Gross Area	3,761 sqft
1st Floor Area	1,174 sqft
Upper Floors Area	888 sqft
Basement Area	947 sqft
Unfinished Basement	947 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,258 sqft (0.741 acres)
Lot Dimensions	254 ft deep x 127 ft wide
Garage Type	Finished
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	142 sqft
Patio Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	169364
Street Address	5648 CROWN TER
City	HICKORY
State	NC
Zip	28601-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1996 PG 262 YR 2020 ST 538.00
Legal Subdivision	DIAMOND POINT ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1019
Census Tract	31301

Owner

5648 Crown Ter is owned and occupied by two individuals who bought it in August 2020.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5648 CROWN TER, HICKORY, NC 28601-9439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 18, 2021	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Aug 14, 2020	Warranty Deed, Transfer · VA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on File
Deed Sale	Aug 14, 2020 · Amount on File
Prior Sale	May 27, 2003
Deed Document Number	202010047238
Deed Book / Page	1996 / 262
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5648 CROWN TER, HICKORY, NC 28601-9439
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5648 CROWN TER, HICKORY, NC 28601-9439

Mortgage

Document Number	0020601547
Date	Jun 30, 2022
Book Page	2060/1547
Instrument	10074122

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5648 CROWN TER, HICKORY, NC 28601-9439
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020370829
Date	Oct 18, 2021
Book Page	2037/829
Instrument	10064089

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 14, 2020
Property Address	5648 CROWN TER, HICKORY, NC 28601-9439
Document Number	0010047238
Book / Page	001996 / 000262
Instrument Date	Aug 1, 2020
Instrument	10047238
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5648 CROWN TER HICKORY NC 286019439, HICKORY, NC 28601-9439

Mortgage

Document Number	10047239
Date	Aug 14, 2020
Book Page	001996/000266
Instrument	10047239

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5648 Crown Ter was $2,756, down 21.4% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,756.00 (-21.37%)	$458,200 (-) Land $28,200 Building $430,000
2025	$3,505.00 (+71.81%)	$458,200 Land $28,200 Building $430,000	$458,200 Land $28,200 Building $430,000
2024	$2,040.00
2023		$280,200 (-) Land $28,200 Building $252,000	$280,200 (-) Land $28,200 Building $252,000
2022	$1,999.00	$280,200 Land $28,200 Building $252,000	$280,200 Land $28,200 Building $252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5648 Crown Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5648 Crown Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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