5648 Clover Ridge Dr, Lima, OH 45807 Property Records

Allen County property record for 5648 Clover Ridge Dr, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,542 sqft · built 1987
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$185,900 (Jun 2017)
Tax Bill	$3,835 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-1707-02-035.000`

Property Details

APN / Parcel Number

Primary APN	`36-1707-02-035.000`
Alternative APN	`G2636170702035000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
Gross Area	3,524 sqft
1st Floor Area	1,542 sqft
Basement Area	1,542 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	174 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	54 sqft
Deck Area	256 sqft
Patio Area	456 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	5648 CLOVER RIDGE DR
City	LIMA
State	OH
Zip	45807-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL OAKS SUBDIVISION #16 LOT 1207 JOINT TEN FF 90.00
Legal Subdivision	LAUREL OAKS SUBDIVISION
Legal Lot Number	1207
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	3
Census Block	3000
Census Tract	10801

Owner

5648 Clover Ridge Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5648 CLOVER RIDGE DR, LIMA, OH 45807-1357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Prior Sale	May 20, 2011 · Amount on File
Deed Document Number	20176083
Deed Book / Page	2017 / 6083
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	5648 CLOVER RIDGE DR, LIMA, OH 45807-1357
Document Number	0000006084
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1434 RIDGE RUN CIR LIMA OH 458051092, LIMA, OH 45805-1092

Mortgage

Document Number	0000006084
Date	Jun 2, 2017
Instrument	6084

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5648 Clover Ridge Dr was $3,835, down 1.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Municipality	Elida Village
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,835.00 (-1.41%)	$88,980 (-) Land $9,210 Building $79,770	$254,200 (-) Land $26,300 Building $227,900
2024	$3,890.00 (+15.09%) Homeowner's exemption	$88,980 (+28.98%) Land $9,210 Building $79,770	$254,200 Land $26,300 Building $227,900
2023	$3,380.00 (-1.97%) Homeowner's exemption	$68,990 (-) Land $7,140 Building $61,850
2022	$3,448.00 Homeowner's exemption	$68,990 Land $7,140 Building $61,850
2021			$197,100 Land $20,400 Building $176,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5648 Clover Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5648 Clover Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIDA VILLAGE serves 4,109 people · EPA ID OH0200503
Water Source	Purchased surface water from LIMA CITY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, MetaLINK Technologies.

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