5648 170th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 5648 170th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,944 sqft · built 2017
Lot Size	9.19 acres (400,316 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,950 (2026)
Deeds & Mortgages	Feb 2022 Mortgage May 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-012-1002`

Property Details

APN / Parcel Number

Primary APN	`02-012-1002`

Interior

Building Area	1,944 sqft Total Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	400,316 sqft (9.19 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5648 170TH ST
City	MILACA
State	MN
Zip	56353-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE OF SW, LYING SE'LY OF HY 23 R/W, EX E 820 FT 12 38 26 9.19
Legal Range	26
Legal Township	38
Legal Section	12
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1009
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5648 170TH ST, MILACA, MN 56353-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jun 30, 2017	Quit Claim Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF MILACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 30, 2017
Transfer Doc	A401302
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	5648 170TH ST, MILACA, MN 56353-3520
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A429621
Date	Feb 1, 2022
Instrument	A429621

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	5648 170TH ST, MILACA, MN 56353-3520
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A417295
Date	May 28, 2020
Instrument	A417295

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2035

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	5648 170TH ST, MILACA, MN 56353-3520
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A408243
Date	Sep 24, 2018
Instrument	A408243

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 14, 2023

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	5648 170TH ST, MILACA, MN 56353-3520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A408241
Date	Sep 24, 2018
Instrument	A408241

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	5648 170TH ST, MILACA, MN 56353-3520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A417295
Date	May 28, 2020
Instrument	A417295

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2035

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	5648 170TH ST, MILACA, MN 56353-3520
Transaction Type	Mortgage
Record Updated	Dec 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A414236
Date	Nov 13, 2019
Instrument	A414236

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 30, 2017
Property Address	5648 170TH ST, MILACA, MN 56353-3520
Document Number	A401301
Instrument Date	Mar 30, 2017
Instrument	A401301
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5648 170TH ST, MILACA, MN 56353-3520

Mortgage

Document Number	A401302
Date	Jun 30, 2017
Instrument	A401302

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Sep 1, 2022

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,950.00 (-6.39%)	$446,900 (+12.17%) Land $117,000 Building $329,900	$446,900 (+12.17%) Land $117,000 Building $329,900
2025	$5,288.00 (+1.34%) Homeowner's exemption	$398,400 (-6.72%) Land $100,800 Building $297,600	$398,400 (-6.72%) Land $100,800 Building $297,600
2023	$5,218.00	$427,100 Land $66,400 Building $360,700	$427,100 Land $66,400 Building $360,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 78% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
AT&T Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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