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5647 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 5647 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,288 sqft · built 1984
Lot Size0.031 acres (1,350 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jan 2021)
Tax Bill$3,345 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN25-38-41-007-000-0524.0-3-0000

Property Details

APN / Parcel Number

Primary APN25-38-41-007-000-0524.0-3-0000
Alternative APNs
  • 25-38-41-007-000-05240-3
  • 31247

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area
1st Floor Area644 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2004
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeMansard
Roof MaterialBuilt-Up Asphalt
Lot Area1,350 sqft (0.031 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31247
Street Address5647 SE WINDSONG LN
CitySTUART
StateFL
Zip34997-8218
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionEMERALD LAKES PHASE V LOT 524
Legal Range41E
Legal Township38S
Legal Section25
Legal SubdivisionEMERALD LAKES
Legal Block2
Legal Lot Number524
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2000
Census Tract1410

Owner

5647 SE Windsong Ln, a townhouse, is owned and occupied by an individual who bought it in January 2021.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address5647 SE WINDSONG LN, STUART, FL 34997-8218
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Warranty Deed, Transfer · FHA Mortgage
SOUTH STATE BANK NA
Aug 7, 2020Warranty Deed, Transfer
TRULY TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2021 · Amount on File
Deed SaleJan 4, 2021 · Amount on File
Prior SaleAug 7, 2020 · Amount on File
Deed Document Number20212859477
Deed Book / Page3186 / 2546
Prior Transfer DateJun 17, 2004
Prior Transfer Doc0001761523
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJan 4, 2021
Property Address5647 SE WINDSONG LN, STUART, FL 34997-8218
Document Number0031862546
Book / Page3186 / 2546
Map ReferenceMB 9 PG 56
Instrument DateDec 31, 2020
Instrument2859477
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyTRULY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5644 CORPORATE WAY, 5644, WEST PALM BCH, FL 33407-2002

Transferred To (Grantee/Buyer)

NameVerified Name
Address5647 SE WINDSONG LN, STUART, FL 34997-8218

Mortgage

Document Number0031862549
DateJan 4, 2021
Instrument3186/2549
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 7, 2020
Property Address5647 SE WINDSONG LN, STUART, FL 34997-8218
Document Number0031482248
Book / Page003148 / 002248
Instrument DateAug 5, 2020
Instrument2830354
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyTRULY TITLE INC

Transaction

AmountAmount on Record
Tax$735.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5647 SE WINDSONG LN STUART FL 349978218, STUART, FL 34997-8218
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5647 SE Windsong Ln was $3,345 with a homeowner's exemption, down 4.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,345.00 (-4.1%) Additional exemption filed$254,510 Land $95,000 Building $159,510$254,510 Land $95,000 Building $159,510
2024$3,488.00 (+1.93%)
2023$3,422.00 (+9.09%) Additional exemption filed$246,390 (+39.54%) Land $95,000 Building $151,390$246,390 (+17.35%) Land $95,000 Building $151,390
2022$3,137.00$176,572$209,970 Land $85,000 Building $124,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5647 SE Windsong Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims4 (1995–2014)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 2014 · rainfall accumulation
Claims by Event
  • Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5647 SE Windsong Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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