5646 Skipping Stone Dr, Indianapolis, IN 46237 Property Records

Marion County property record for 5646 Skipping Stone Dr, Indianapolis, IN 46237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,463 sqft · built 2004
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$306,432 (May 2023)
Tax Bill	$2,687 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-15-02-121-106.000-300`

Property Details

APN / Parcel Number

Primary APN	`49-15-02-121-106.000-300`
Alternative APN	`3020578`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,463 sqft Living Area
Gross Area	3,081 sqft
1st Floor Area	2,463 sqft
Upper Floors Area	1,444 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5646 SKIPPING STONE DR
City	INDIANAPOLIS
State	IN
Zip	46237-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERS EDGE AT CUMMINS FARM SEC 3 L 168
Legal Subdivision	WATERS EDGE AT CUMMINS FARM SEC 3
Legal Lot Number	168
Jurisdiction	MARION IN
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1004
Census Tract	390408

Owner

5646 Skipping Stone Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Marion County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5646 SKIPPING STONE DR, INDIANAPOLIS, IN 46237-5047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CENTER FIRST CU
May 5, 2023	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL CENTER FIRST CU
May 29, 2020	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	May 29, 2020 · Amount on File
Deed Document Number	202335824
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	5646 SKIPPING STONE DR, INDIANAPOLIS, IN 46237-5047
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035825
Date	May 5, 2023
Instrument	A202300035825

Lender

Name	FINANCIAL CENTER FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 15, 2038

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	May 5, 2023
Property Address	5646 SKIPPING STONE DR, INDIANAPOLIS, IN 46237-5047
Document Number	0000035824
Map Reference	IN 2003-97598
Instrument Date	May 1, 2023
Instrument	A202300035824
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SECURITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5646 SKIPPING STONE DR, INDIANAPOLIS, IN 46237-5047

Mortgage

Document Number	0000035825
Date	May 5, 2023
Instrument	A202300035825

Lender

Name	FINANCIAL CENTER FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 15, 2038

Mortgage

Document Number	0000035826
Date	May 5, 2023
Instrument	A202300035826

Lender

Name	FINANCIAL CENTER FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 15, 2038

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	May 29, 2020
Property Address	5646 SKIPPING STONE DR, INDIANAPOLIS, IN 46237-5047
Document Number	0000054105
Instrument Date	May 15, 2020
Instrument	54105
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5646 SKIPPING STONE DR INDIANAPOLIS IN 462375047, INDIANAPOLIS, IN 46237-5047

Mortgage

Document Number	54106
Date	May 29, 2020
Instrument	54106

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5646 Skipping Stone Dr was $2,687 with a homeowner's exemption, down 5.2% from the year before.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Franklin Township
Consolidated City	Indianapolis City
Unified School District	Franklin Township Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,687.00 (-5.19%)	$288,500 Land $34,900 Building $253,600	$288,500 Land $34,900 Building $253,600
2024	$2,834.00 (+12.37%)
2023	$2,522.00 (-1.02%) Homeowner's exemption	$252,200 (-1.06%) Land $34,900 Building $217,300	$252,200 (-1.06%) Land $34,900 Building $217,300
2022	$2,548.00 (+23.27%) Homeowner's exemption	$254,900 Land $34,900 Building $220,000	$254,900 Land $34,900 Building $220,000
2021	$2,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5646 Skipping Stone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5646 Skipping Stone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Metronet, Verizon.

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