5646 Shadle Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5646 Shadle Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,368 sqft · built 1990
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on File
Last Sale	$500,000 (Jan 2019)
Tax Bill	$6,708 (2025)
Deeds & Mortgages	Aug 2026 Sale Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`253-0040-043-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0040-043-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
1st Floor Area	1,389 sqft
2nd Floor Area	979 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5646 SHADLE WAY
City	FAIR OAKS
State	CA
Zip	95628-2977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	AMBER OAKS, LOT 18
Legal Subdivision	AMBER OAKS
Legal Lot Number	18
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2014
Census Tract	8204

Owner

5646 Shadle Way is owned by a company that bought it in January 2019.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Company Names on File
Mailing Address	217 CREEKVIEW CT, ROSEVILLE, CA 95747-6174
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jan 14, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019 · Amount on File
Deed Sale	Jan 14, 2019 · Amount on File
Deed Book / Page	20190114 / 468
Prior Transfer Date	Feb 22, 2013
Prior Transfer Doc	0000001484
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 21, 2026
Property Address	5646 SHADLE WAY, FAIR OAKS, CA 95628-2977
Document Number	2026000021
Book / Page	20260821 / 21
Instrument Date	Aug 19, 2026
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	217 CREEKVIEW CT, ROSEVILLE, CA 95747-6174

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 14, 2019
Property Address	5646 SHADLE WAY, FAIR OAKS, CA 95628-2977
Document Number	1901140468
Instrument Date	Jan 8, 2019
Instrument	1901140468
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2040 SPANISH BAR CT GOLD RIVER CA 956708320, GOLD RIVER, CA 95670-8320

Mortgage

Document Number	1901140469
Date	Jan 14, 2019
Instrument	1901140469

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5646 Shadle Way was $6,708, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,908 (+2%) Land $170,671 Building $398,237
2025	$6,708.00 (+0.78%)	$557,754 Land $167,325 Building $390,429
2024	$6,656.00 (+3.02%)
2023	$6,461.00 (+0.4%) Homeowner's exemption	$536,098 Land $160,829 Building $375,269
2022	$6,435.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5646 Shadle Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5646 Shadle Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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