Frederick County property record for 5646 Scott Ridge Pl, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,485 sqft · built 2019 |
| Lot Size | 0.061 acres (2,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,300 (May 2019) |
| Tax Bill | $4,919 (2023) |
| Deeds & Mortgages | Jan 2023 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-596294 |
| Primary APN | 09-596294 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,485 sqft Total Area |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,700 sqft (0.061 acres) |
| Garage Type | Built-in |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 596294 |
|---|---|
| Street Address | 5646 SCOTT RIDGE PL |
| City | FREDERICK |
| State | MD |
| Zip | 21704-6749 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 72 2,700 SQ FT TALLYN RIDGE |
| Legal Subdivision | TALLYN RDG PH 2 13 |
| Legal Lot Number | 72 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 751904 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Monocacy National Battlefield listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
5646 Scott Ridge Pl, a townhouse, is owned and occupied by an individual who bought it in May 2019.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5646 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 6, 2019 | Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2019 · Amount on File |
| Deed Sale | May 6, 2019 · Amount on File |
| Deed Document Number | 0001295474 |
| Deed Book / Page | 12954 / 74 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5646 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 5646 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Document Number | 0163150191 |
|---|---|
| Date | Jan 31, 2023 |
| Book Page | 16315/191 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5646 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0143760205 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 14376/205 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5646 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EVERGREEN SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0135810205 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 13581/205 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 6, 2019 |
| Property Address | 5646 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Document Number | 0129540074 |
| Book / Page | 12954 / 0074 |
| Map Reference | MB 100 PL 35 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | HALLMARK TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $963.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8401 GREENSBORO DR STE 450, 8401, MCLEAN, VA 22102-5113 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5646 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Document Number | 129540080 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 12954/0080 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,919.00 Homeowner's exemption | $430,133 | $459,100 Land $115,000 Building $344,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5646 Scott Ridge Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5646 Scott Ridge Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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