5646 Rivers Fork Dr, Morrow, OH 45152 Property Records

Warren County property record for 5646 Rivers Fork Dr, Morrow, OH 45152 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2018
Square Footage	3,074 sqft Living Area
Lot Size	42,136 sqft (0.967 acres)
Occupancy	Owner Occupied
Last Sale	$495,000 (2022)
Tax Bill	$7,431.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`17-06-345-003-0`
Alternative APNs	`1706345003` `5010254`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	3,074 sqft Living Area
Gross Area	3,096 sqft Gross Area
1st Floor	394 sqft 1st Floor
2nd Floor	1,340 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination Exterior
Construction Type	Frame Construction
Lot Area	42,136 sqft (0.967 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	22 sqft Garage
Deck Area	190 sqft Deck
Porch	Open Porch
Porch Area	20 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	5010254
Street Address	5646 RIVERS FORK DR
City	MORROW
State	OH
Zip	45152-9011
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIVER VIEWS TODD FRK LOT 3
Legal Subdivision	RIVER VIEWS TODD FRK
Legal Block	254
Legal Lot Number	3
Jurisdiction	WARREN OH
Minor Civil Division	SALEM
Census Blockgroup	4
Census Block	4003
Census Tract	32300

Owner

Source: Warren County records · APN 17-06-345-003-0

Assessment roll updated February 9, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5646 RIVERS FORK DR, MORROW, OH 45152-9011
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Apr 29, 2022	Warranty Deed, Transfer · Line of Credit AMERICAN MORTGAGE SERVICE CO
Aug 28, 2019	Warranty Deed, Subdivision Related Transfer · Line of Credit GUARANTEED RATE
Nov 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Aug 28, 2019 · Amount on Record
Deed Doc Number	202214669
Record Refreshed	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	5646 RIVERS FORK DR, MORROW, OH 45152-9011
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5646 RIVERS FORK DR, MORROW, OH 45152-9011

Mortgage

Document Number	0000033095
Date	Dec 29, 2025
Instrument	2025-033095

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	5646 RIVERS FORK DR, MORROW, OH 45152-9011
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032088
Date	Oct 13, 2022
Instrument	2022-032088

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	MIAMISBURG, OH 45343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 25, 2047

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Apr 29, 2022
Property Address	5646 RIVERS FORK DR, MORROW, OH 45152-9011
Document Number	0000014669
Map Reference	MB 93 PG 50&51
Instrument Date	Apr 25, 2022
Instrument	2022-014669
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	5646 RIVERS FORK DR, MORROW, OH 45152-9011

Mortgage

Document Number	0000014670
Date	Apr 29, 2022
Instrument	2022-014670

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 28, 2019
Property Address	5646 RIVERS FORK DR, MORROW, OH 45152-9011
Document Number	0000024511
Instrument Date	Aug 26, 2019
Instrument	24511
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 08, 2019
Title Company	PENN BRIDGE LAND AND ABSTRACT COMPANY, PENN BRIDGE LAND & ABS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,182.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	5646 RIVERS FORK DR MORROW OH 451529011, MORROW, OH 45152-9011

Mortgage

Document Number	24512
Date	Aug 28, 2019
Instrument	24512

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2034

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Nov 20, 2017
Property Address	5646 RIVERS FORK DR, MORROW, OH 45152-9011
Document Number	0000035567
Instrument Date	Nov 14, 2017
Instrument	35567
Transaction Type	Transfer
Record Updated	Dec 06, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$179.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3400 WERK RD CINCINNATI OH 452116813, CINCINNATI, OH 45211-6813

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Salem Township
Municipality	Morrow Village
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,418.00 (-0.17%)	$165,170 (+22.42%) Land $21,000 Building $144,170	$471,920 (+22.42%) Land $60,000 Building $411,920
2024	$7,431.00 (+9.1%)
2023	$6,811.00 (+1.02%) Homeowner's exemption	$134,918 (-) Land $22,680 Building $112,238
2022	$6,742.00 Homeowner's exemption	$134,918 Land $22,680 Building $112,238	$385,480 (-) Land $64,800 Building $320,680
2021			$385,480 Land $64,800 Building $320,680

Flood & Wildfire

5646 Rivers Fork Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Warren County (39165C), updated June 25, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

5646 Rivers Fork Dr, Morrow, OH 45152 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Rivers Fork Dr

Nearby Streets

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