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  5. River Rd

5646 River Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 5646 River Rd, Live Oak, FL 32060

Property Summary

Property TypeMobile Home
Details2 ba · 5,126 sqft · built 2017
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Aug 2020)
Tax Bill$3,936 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN02-02S-11E-10961-010310

Property Details

APN / Parcel Number

Primary APN02-02S-11E-10961-010310
Alternative APN
  • 10961010310

Interior

Full Baths2 Baths
Stories1 Story
Building Area5,126 sqft Living Area
1st Floor Area2,563 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2019
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area435,600 sqft (10 acres)
Patio Area1,480 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5646 RIVER RD
CityLIVE OAK
StateFL
Zip32060-8744
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG 10.00 ACRES LOT 31 THE ANTLERS ORB 2202 P 304-05 WD YR 2021
Legal Range11E
Legal Township02S
Legal Section02
Legal SubdivisionTHE ANTLERS
Legal Lot Number31
Legal Unit31
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group1
Census Block1027
Census Tract970304

Owner

Source: Suwannee County records · APN 02-02S-11E-10961-010310

Assessment roll updated December 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5646 RIVER RD, LIVE OAK, FL 32060-8744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2020 · Amount on Record
Deed SaleAug 04, 2020 · Amount on Record
Prior SaleApr 14, 2016 · Amount on Record
Deed Document Number2020228448
Deed Book / Page2202 / 304
Prior Transfer DateApr 29, 2013
Prior Transfer Doc0000150281
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateAug 04, 2020
Property Address5646 RIVER RD, LIVE OAK, FL 32060-8744
Document Number0000228448
Book / Page2202 / 304
Map ReferenceMB 1 PG 414
Instrument DateJul 29, 2020
Instrument2020228448
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyHERITAGE TTL SVCS OF NORTH F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5094 ALBERT OWENS RD, 5094, SOUTH FULTON, TN 38257-7145

Transferred To (Grantee/Buyer)

NameVerified Name
Address14629 BRACKNELL CT, JACKSONVILLE, FL 32258-4425

Mortgage

Document Number0000000306
DateAug 04, 2020
Instrument2202/306
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueAug 01, 2043

Tax Assessment & Valuation

Source: Suwannee County records · Assessment roll updated December 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$406,661 (+61.55%) Land $35,000 Building $371,661$406,661 (+57.78%) Land $35,000 Building $371,661
2024$3,936.00 (+2.13%)
2023$3,854.00 (+2.66%) Homeowner's exemption$251,719 (+2.99%)$257,741 (+5.45%) Land $35,000 Building $222,741
2022$3,754.00 Homeowner's exemption$244,421$244,421 Land $35,000 Building $209,421

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 27, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Suwannee Valley Electric Cooperative
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Uniti Group
DSL		100 / 20

Based on FCC filings for 8 locations within half a mile of this property.

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