Fannin County property record for 5646 FM 273, Bonham, TX 75418
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,403 sqft · built 1975 |
| Lot Size | 9.26 acres (403,409 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,928 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2021 Document |
| Flood Zone | Zone X (minimal risk) |
| APN | 0180-022-0000-03 |
| Primary APN | 0180-022-0000-03 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,403 sqft Living Area |
| 1st Floor Area | 2,828 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 403,409 sqft (9.26 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Porch | Porch |
| Porch Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Account Number | 0180-022-0000-03 |
|---|---|
| Street Address | 5646 FM 273 |
| City | BONHAM |
| State | TX |
| Zip | 75418-7075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0180 M CALDWELL, ACRES 9.261 |
| Legal Subdivision | M CALDWELL SURVEY ABSTRACT NUMBER 180 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | RAVENNA-TELEPHONE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 950800 |
5646 FM 273 is owned and occupied by an individual who acquired it in December 2020.
Source: Fannin County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5646 FM 273, BONHAM, TX 75418-7075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SFMC LP |
| Jan 12, 2021 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2007 |
| Deed Sale | Jul 2, 2007 |
| Prior Sale | May 23, 2007 · Amount on File |
| Deed Document Number | 20074104 |
| Deed Book / Page | 1273 / 83 |
| Last Transfer Date | Dec 22, 2020 |
| Transfer Doc | 2021000253 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 5646 FM 273, BONHAM, TX 75418-7075 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021000169 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021000169 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Address | MCKINNEY, TX 75070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Jurisdiction | FANNIN TX |
|---|---|
| Recording Date | Jan 12, 2021 |
| Property Address | 5646 FM 273, BONHAM, TX 75418-7075 |
| Document Number | 2021000253 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2021000253 |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 201 MEADOW LN, 201, BONHAM, TX 75418 |
| Name | Verified Name |
|---|---|
| Address | 5646 FM 273, BONHAM, TX 75418-7075 |
The 2025 property tax bill for 5646 FM 273 was $3,928 with a homeowner's exemption, up 40.2% from the year before.
Source: Fannin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Sam Rayburn Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,928.00 (+40.19%) Homeowner's exemption | $319,490 Land $161,660 Building $157,830 | $319,490 Land $161,660 Building $157,830 |
| 2024 | $2,802.00 | ||
| 2023 | $351,060 Land $181,100 Building $169,960 | $351,060 Land $181,100 Building $169,960 | |
| 2018 | $2,654.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5646 FM 273 in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 25 (1990–2018) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Sep 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5646 FM 273 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 42% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE SHED WSC serves 2,441 people · EPA ID TX0740035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 300 / 75 |
| Starlink Satellite | 280 / 30 |
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