5646 Bear Meadow Ln, Katy, TX 77449 Property Records

Harris County property record for 5646 Bear Meadow Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,362 sqft · built 2002
Lot Size	0.15 acres (6,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,000 (Apr 2009)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Nov 2018 Reverse Mortgage Jan 2021 Reverse Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`122-389-002-0009`

Property Details

APN / Parcel Number

Primary APN	`122-389-002-0009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,362 sqft Living Area
1st Floor Area	2,362 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,526 sqft (0.15 acres)
View / Lot	Primary
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1223890020009
Street Address	5646 BEAR MEADOW LN
City	KATY
State	TX
Zip	77449-7549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK 2 VILLAGES OF BEAR CREEK SEC 7
Legal Subdivision	VILLAGES OF BEAR CREEK SEC 7
Legal Block	2
Legal Lot Number	9
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3016
Census Tract	542203

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5646 BEAR MEADOW LN, KATY, TX 77449-7549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jan 4, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Dec 9, 2020	Quit Claim Deed, Transfer CAPITAL TITLE
Oct 24, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Oct 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2009 · Amount on Record
Deed Sale	Apr 7, 2009 · Amount on Record
Prior Sale	Aug 30, 2002 · Amount on Record
Deed Document Number	2009142522
Deed Book / Page	1123 / 1279
Last Transfer Date	Dec 7, 2020
Transfer Doc	0000602986
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5646 BEAR MEADOW LN, KATY, TX 77449-7549
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000500884
Date	Nov 2, 2018
Instrument	2018-500884

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.14%
Type Change Date	Nov 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5646 BEAR MEADOW LN, KATY, TX 77449-7549
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5646 BEAR MEADOW LN, KATY, TX 77449-7549

Mortgage

Document Number	0000002187
Date	Jan 4, 2021
Instrument	2021-002187

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.83%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Index	LIBOR

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5646 BEAR MEADOW LN, KATY, TX 77449-7549
Document Number	0000002188
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5646 BEAR MEADOW LN KATY TX 774497549, KATY, TX 77449-7549

Mortgage

Document Number	0000002188
Date	Jan 4, 2021
Instrument	2188

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.83%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 9, 2020
Property Address	5646 BEAR MEADOW LN, KATY, TX 77449-7549
Document Number	0000602986
Instrument Date	Dec 7, 2020
Instrument	602986
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5646 BEAR MEADOW LN KATY TX 774497549, KATY, TX 77449-7549

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5646 BEAR MEADOW LN, KATY, TX 77449-7549
Document Number	0000500885
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5646 BEAR MEADOW LN KATY TX 774497549, KATY, TX 77449-7549

Mortgage

Document Number	0000500885
Date	Nov 2, 2018
Instrument	500885

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.14%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 8, 2018
Property Address	5646 BEAR MEADOW LN, KATY, TX 77449-7549
Document Number	0000459651
Instrument Date	Sep 20, 2018
Instrument	459651
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5646 BEAR MEADOW LN KATY TX 774497549, KATY, TX 77449-7549

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,743 (-5.47%) Land $57,427 Building $229,316	$286,743 (-5.47%) Land $57,427 Building $229,316
2025	$2,398.00 (+1,565.28%) Homeowner's exemption	$303,327 (-5.67%) Land $52,104 Building $251,223	$303,327 (-5.67%) Land $52,104 Building $251,223
2024	$144.00 (-1.37%)
2023		$321,567 Land $52,104 Building $269,463	$321,567 Land $52,104 Building $269,463
2022	$146.00 (-1.35%)
2020	$148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (2016–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 167 serves 16,761 people · EPA ID TX1012842
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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