5645 River Bluff Dr, Suffolk, VA 23435 Property Records

Suffolk City property record for 5645 River Bluff Dr, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,778 sqft · built 1875
Lot Size	3.61 acres (157,252 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (May 2020)
Tax Bill	$6,255 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
APN	`304201000`

Property Details

APN / Parcel Number

Primary APN	`304201000`
Alternative APN	`12*4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,778 sqft Living Area

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	157,252 sqft (3.61 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	304201000
Street Address	5645 RIVER BLUFF DR
City	SUFFOLK
State	VA
Zip	23435-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	NANSE.RIVER,HUDGINS
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2001
Census Tract	75208

Owner

Source: Suffolk City records · APN 304201000

Assessment roll updated December 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5645 RIVER BLUFF DR, SUFFOLK, VA 23435-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Deed Document Number	20206637
Record Updated	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 29, 2020
Property Address	5645 RIVER BLUFF DR, SUFFOLK, VA 23435-1629
Document Number	200006637
Instrument Date	May 15, 2020
Instrument	200006637
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 RIVER BLUFF DR, SUFFOLK, VA 23435-1629

Mortgage

Document Number	200006638
Date	May 29, 2020
Instrument	200006638

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City records · Assessment roll updated December 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$542,600 (+0.65%) Land $321,700 Building $220,900
2025	$6,255.00 (+1.53%)	$542,600 (+0.65%) Land $321,700 Building $220,900	$539,100 (+0.99%) Land $321,700 Building $217,400
2024	$6,161.00 (+5.9%)	$539,100 (+0.99%) Land $321,700 Building $217,400
2023	$5,818.00	$533,800 Land $321,700 Building $212,100	$533,800 Land $321,700 Building $212,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 151 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SUFFOLK serves 69,822 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.