5645 Prosperity Ct, Foresthill, CA 95631 Property Records

Placer County property record for 5645 Prosperity Ct, Foresthill, CA 95631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1986
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Mar 2019)
Tax Bill	$3,445 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-130-021-000`

Property Details

APN / Parcel Number

Primary APN	`258-130-021-000`
Alternative APN	`258-130-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Construction Type	Frame
Lot Area	52,272 sqft
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	258-130-021
Street Address	5645 PROSPERITY CT
City	FORESTHILL
State	CA
Zip	95631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RFB43
Legal Description	1.2 AC PAR C PMOR 14 159
Legal Subdivision	PARCEL MAP NO 73134
Jurisdiction	PLACER CA
Township / Civil Division	FORESTHILL-BACK COUNTRY
Census Block Group	1
Census Block	1032
Census Tract	20200

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 492, FORESTHILL, CA 95631-0492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Mar 12, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Prior Sale	Feb 17, 2012 · Amount on Record
Deed Document Number	201914658
Prior Transfer Date	Jun 19, 2006
Prior Transfer Doc	0000070317
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5645 PROSPERITY CT, FORESTHILL, CA 95631
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 492, FORESTHILL, CA 95631-0492

Mortgage

Document Number	0000018927
Date	Feb 10, 2021
Instrument	2021-0018927

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5645 PROSPERITY CT, FORESTHILL, CA 95631
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103694
Date	Dec 20, 2019
Instrument	2019-0103694

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 12, 2019
Property Address	5645 PROSPERITY CT, FORESTHILL, CA 95631
Document Number	0000014658
Map Reference	MB 14 PG 159
Instrument Date	Mar 5, 2019
Instrument	2019-0014658
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5645 PROSPERITY CT, FORESTHILL, CA 95631

Mortgage

Document Number	0000014659
Date	Mar 12, 2019
Instrument	2019-0014659

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Foresthill Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,518 (+2%) Land $91,022 Building $210,496
2025	$3,445.00 (+1.5%) Homeowner's exemption	$295,607 (+4.04%) Land $89,238 Building $206,369
2023	$3,394.00 (+2.01%) Homeowner's exemption	$284,130 Land $85,774 Building $198,356
2022	$3,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.5% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORESTHILL PUBLIC UTILITY DIST serves 6,811 people · EPA ID CA3110003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kerman Telephone Fiber	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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