DeSoto County property record for 5645 Pepper Chase Dr, Southaven, MS 38671
| Property Type | Commercial |
|---|---|
| Details | 106,131 sqft · built 1998 |
| Lot Size | 6.59 acres (287,060 sqft) |
| Owner | Company Name on File |
| Tax Bill | $102,320 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-08-1-01-15-0-00031-00 |
| Primary APN | 2-08-1-01-15-0-00031-00 |
|---|
| Building Area | 106,131 sqft Base Area |
|---|---|
| Interior Walls | Finished/Painted |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 287,060 sqft (6.59 acres) |
| Fence | Fence |
| Street Address | 5645 PEPPER CHASE DR |
|---|---|
| City | SOUTHAVEN |
| State | MS |
| Zip | 38671-9634 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | PUD |
| Legal Description | PLUM POINT VILLAGES 2ND REV LOT 31 |
| Legal Range | 08 |
| Legal Township | 02 |
| Legal Section | 01 |
| Legal Subdivision | PLUM POINT VILLAGES 4TH REV LOTS 31-34 |
| Legal Lot Number | 31 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 70310 |
5645 Pepper Chase Dr, a commercial property, is owned by a company that acquired it in July 2014.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2520 BAPTIST RD, NESBIT, MS 38651-9447 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2017 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Apr 3, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK |
| Feb 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2014 |
| Deed Sale | Jul 3, 2014 |
| Deed Document Number | 0000738565 |
| Deed Book / Page | 738 / 565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 5645 PEPPER CHASE DR, SOUTHAVEN, MS 38671-9634 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004303/033 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 4303/033 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Feb 5, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 5645 PEPPER CHASE DR, SOUTHAVEN, MS 38671-9634 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004917/632 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 4917/632 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 24, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 5645 PEPPER CHASE DR, SOUTHAVEN, MS 38671-9634 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004306/028 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 4306/028 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Feb 5, 2020 |
The 2025 property tax bill for 5645 Pepper Chase Dr was $102,320.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Southaven City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,320.00 | $843,591 Land $34,598 Building $808,993 | $5,623,934 Land $230,650 Building $5,393,284 |
| 2023 | $89,200.00 | $615,603 | $4,104,018 Land $230,650 Building $3,873,368 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5645 Pepper Chase Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5645 Pepper Chase Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.3% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HORN LAKE WATER ASSOCIATION public/private · serves 12,735 people · EPA ID MS0170010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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