5645 Mountain Rd, Brighton, MI 48116 Property Records

Livingston County property record for 5645 Mountain Rd, Brighton, MI 48116

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,264 sqft · built 1978
Lot Size	1.23 acres (53,884 sqft)
Owner	2 Individual Names on File
Last Sale	$422,000 (Jan 2014)
Tax Bill	$5,059 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-34-401-049`

Property Details

APN / Parcel Number

Primary APN	`11-34-401-049`
Alternative APN	`471134401049`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Building Area	3,264 sqft Living Area
1st Floor Area	2,536 sqft
Basement Area	2,536 sqft
Finished Basement	1,917 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	53,884 sqft (1.23 acres)
Lot Dimensions	382 ft deep x 141 ft wide
Garage Area	852 sqft
Parking Spaces	3 Parking Spaces
Pool Area	105 sqft
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5645 MOUNTAIN RD
City	BRIGHTON
State	MI
Zip	48116-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	SEC 34/35 T2N R5E MYSTIC LAKE HILLS SUB NO. 2, LOT 49
Legal Range	05E
Legal Township	02N
Legal Section	34
Legal Subdivision	MYSTIC LAKE HILLS SUB
Legal Tract	742900
Legal Lot Number	49
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2006
Census Tract	742900

Owner

5645 Mountain Rd is owned and occupied by two individuals who acquired it in September 2020.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5645 MOUNTAIN RD, BRIGHTON, MI 48116-9733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Jul 18, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 18, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2014 · Amount on File
Deed Sale	Jan 15, 2014 · Amount on File
Deed Document Number	20141274
Last Transfer Date	Sep 14, 2020
Transfer Doc	0000033652
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	5645 MOUNTAIN RD, BRIGHTON, MI 48116-9733
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 MOUNTAIN RD, BRIGHTON, MI 48116-9733

Mortgage

Document Number	0000033651
Date	Aug 11, 2021
Instrument	2021R-033651

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.49%
Change Frequency	Annually
Index	1-Year LIBOR

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	5645 MOUNTAIN RD, BRIGHTON, MI 48116-9733
Document Number	0000019069
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5645 MOUNTAIN RD BRIGHTON MI 481169733, BRIGHTON, MI 48116-9733

Mortgage

Document Number	0000019069
Date	Jul 26, 2019
Instrument	19069

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	5.52%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	5645 MOUNTAIN RD, BRIGHTON, MI 48116-9733
Document Number	0000019068
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5645 MOUNTAIN RD BRIGHTON MI 481169733, BRIGHTON, MI 48116-9733

Mortgage

Document Number	0000019068
Date	Jul 26, 2019
Instrument	19068

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5645 Mountain Rd was $5,059 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Genoa Township
Unified School District	Brighton Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,400	$676,800
2025	$5,059.00
2023		$290,400
2021			$580,800
2019	$5,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5645 Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5645 Mountain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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