Caldwell County property record for 5645 Marblestone Dr, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,934 sqft · built 2022 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,179 (2026) |
| Deeds & Mortgages | Dec 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 08116D 3 5 |
| Primary APN | 08116D 3 5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,934 sqft Heated Area |
| Gross Area | 5,206 sqft |
| 1st Floor Area | 1,934 sqft |
| Basement Area | 1,934 sqft |
| Unfinished Basement | 1,934 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 220 ft deep x 345 ft wide |
| Garage Type | Finished |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 160073 |
|---|---|
| Street Address | 5645 MARBLESTONE DR |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-8235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2021 PG 1510 YR 21 ST 0.00 |
| Legal Subdivision | OF HAYES MILLS LANDING |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 31401 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5645 MARBLESTONE DR, GRANITE FALLS, NC 28630-8235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 14, 2021 |
| Transfer Doc | 0010057609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 5645 MARBLESTONE DR, GRANITE FALLS, NC 28630-8235 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020440851 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 2044/851 |
| Instrument | 10066992 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.99% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.99% |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Sawmills Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,179.00 (-3.69%) | $519,100 (-) Land $45,800 Building $473,300 | |
| 2025 | $4,339.00 (+1,811.45%) | $519,100 (+52.63%) Land $45,800 Building $473,300 | $519,100 (+52.63%) Land $45,800 Building $473,300 |
| 2023 | $340,100 (+1,299.59%) Land $32,000 Building $308,100 | $340,100 (+1,299.59%) Land $32,000 Building $308,100 | |
| 2022 | $227.00 | $24,300 Land $24,300 | $24,300 Land $24,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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